Results of Operations and Financial Condition. On July 22, 2026, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the second quarter ended June 30, 2026. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corporation also po…

Director — David S. Schulz: Fulton Financial Corporation elected David S. Schulz to its Board of Directors and the Bank's Board of Directors.

Director — George K. Martin: Mr. Martin retired from the Board due to age eligibility rules.

Other Events 5.950% Fixed-to-Floating Rate Subordinated Notes due 2036 On May 5, 2026, Fulton Financial Corporation, a Pennsylvania corporation (“we”, “us” or the “Company”), completed its previously announced underwritten public offering (the “Offering”) of $300,000,000 aggregate principal amount of its 5.950% Fixed-to-Floating Rate Subordinated Notes due 2036 (the “Notes”). The Notes were sold pursuant to the Company’s registration statement on Form S-3ASR (File No. 333-289488) (the “Regist…

Results of Operations and Financial Condition. On April 22, 2026, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the first quarter ended March 31, 2026. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corporation also p…

Regulation FD Disclosure. On April 1, 2026, Fulton issued a press release announcing the closing of the Merger. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information contained in this Item 7.01, as well as Exhibit 99.1 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities…

Completion of Acquisition or Disposition of Assets. The information set forth in the Introductory Note of this Current Report on Form 8-K is incorporated by reference into this

Results of Operations and Financial Condition. On January 21, 2026, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the fourth quarter and year ended December 31, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Cor…

President — Angela M. Snyder: The President is retiring with a pre-announced date and a named successor (Curtis J. Myers) assuming the role, indicating an orderly succession rather than a sudden loss of leadership.

Regulation FD Disclosure. On December 16, 2025, Fulton Financial Corporation ("Fulton") announced that its Board of Directors (the "Board") declared a quarterly cash dividend of nineteen cents per share on its common stock, payable on January 15, 2026, to shareholders of record as of December 31, 2025. This is a one cent per share increase from the quarterly cash dividend that the Board declared on September 16, 2025. In addition, Fulton announced that the Board declared a quarterly dividend…

Entry into a Material Definitive Agreement. Merger Agreement On November 24, 2025, Fulton Financial Corporation, a Pennsylvania corporation (“Fulton”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with Blue Foundry Bancorp, a Delaware corporation (“Blue Foundry”). The Merger Agreement provides that, upon the terms and conditions set forth therein, Blue Foundry will merge with and into Fulton (the “Merger”), with Fulton surviving the Merger. Following the Merger, Blue…

Results of Operations and Financial Condition. On October 21, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the third quarter and nine months ended September 30, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference.…

President — Angela M. Snyder: The President announced a planned retirement effective December 31, 2025, which constitutes an orderly succession rather than a sudden loss of executive leadership.

Senior Executive Vice President and Chief Operations and Technology Officer — Kevin C. Gremer: The filing announces the appointment of an external candidate to a senior executive role (COT Officer), which is a new hire rather than a departure.

Results of Operations and Financial Condition. On July 15, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the second quarter and six months ended June 30, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corp…

Results of Operations and Financial Condition. On July 15, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the second quarter and six months ended June 30, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corp…

Director — Steven S. Etter: The director retired from the board due to reaching the mandatory retirement age of 72, which is a routine governance event rather than a sudden executive departure.

Results of Operations and Financial Condition. On April 15, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the first quarter ended March 31, 2025. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corporation also p…

Regulation FD Disclosure. On April 15, 2025, the Corporation's Board of Directors (the "Board") approved a supplemental authorization (the "Supplemental Authorization") to repurchase up to $25 million of the Corporation's outstanding 3.250% Fixed-to-Floating Rate Subordinated Notes due 2030 (the "Subordinated Notes due 2030") under the $125 million share repurchase program announced on December 17, 2024 (the "2025 Program"). Under the Supplemental Authorization, the Corporation is authorized…

of this Current Report, Fulton Bank acquired substantially all of the assets and assumed substantially all of the deposits and certain liabilities of Republic Bank from the FDIC on the Acquisition Date, pursuant to the terms of the Agreement. Fulton Bank did not enter into a loss sharing arrangement with the FDIC in connection with the Republic Bank Transaction. As a result of the Republic Bank Transaction, Fulton Bank enhanced its presence in Philadelphia, Pennsylvania and New Jersey. Fair V…

Senior Executive Vice President and Chief Operations and Technology Officer — Karthik Sridharan: The Senior Executive Vice President and Chief Operations and Technology Officer is departing the company without a named successor, constituting a genuine loss of a senior executive.

Results of Operations and Financial Condition. On January 21, 2025, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the fourth quarter and year ended December 31, 2024. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Cor…

Regulation FD Disclosure. On December 17, 2024, Fulton Financial Corporation ("Fulton") announced that its Board of Directors (the "Board") declared a quarterly cash dividend of eighteen cents per share on its common stock, payable on January 15, 2025, to shareholders of record as of December 31, 2024. This is a one cent per share increase from the quarterly cash dividend that the Board declared on September 17, 2024. In addition, Fulton announced that the Board declared a quarterly dividend…

CFO — Beth Ann L. Chivinski: The filing discloses the orderly succession of the CFO role to a new appointee (Kraemer) while the outgoing interim CFO (Chivinski) transitions to a consulting agreement ahead of her scheduled retirement.

Results of Operations and Financial Condition. On October 15, 2024, Fulton Financial Corporation (the "Corporation") issued a press release (the "Press Release") announcing its results of operations for the third quarter ended September 30, 2024. A copy of the Press Release and supplementary financial information which accompanied the Press Release are attached as Exhibit 99.1 to this Current Report on Form 8-K (this "Current Report") and are incorporated herein by reference. The Corporation…