Fulton Financial Corporation (FULT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$24.10+0.96%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · FULT
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks FULT against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to grow the company through organic growth and acquisitions, including the recent Blue Foundry Bancorp acquisition to expand market presence.
Stated as a priority in 3 of last 3 quarters. Net loans grew from $24.0 billion in 2025-Q3 to $25.9 billion in 2026-Q2, driven largely by the Blue Foundry Bancorp acquisition completed in 2026-Q2. Deposits also increased from $26.3 billion to $28.3 billion over the same period. Management has consistently emphasized growth through organic and inorganic means and the financials show delivering progress.
“CEO: 'Successfully completed the acquisition of Blue Foundry Bancorp... well positioned to deepen relationships and drive growth.'”
“Presentation: 'Organic growth strategy supplemented by inorganic, in-market opportunities.'”
“CEO: 'Our continued success is a result of our focus on serving as trusted advisors and deepening customer relationships.'”
Sustain and increase dividend payments to shareholders as part of capital allocation strategy.
Management has stated the priority to maintain and grow dividends in 4 of last 4 quarters. Dividend per share increased slightly from $0.18 in 2025-Q3 to $0.19 in 2026-Q2, showing steady commitment to dividend growth. The trajectory matches management's stated priority.
Focus on improving operating income and overall profitability through revenue growth and expense management.
Management has emphasized increasing operating income in 5 of last 5 quarters. Operating income rose from $115.1 million in 2025-Q1 to $127.7 million in 2026-Q2, showing a positive trajectory in profitability. This aligns with management's stated priority to improve operating income.
“Operating income was $127.7 million for the quarter.”
Improve cash flow from operating activities to strengthen financial flexibility and support growth.
Management has stated enhancing cash from operations in 5 of last 5 quarters. Cash from operating activities rose from $91.7 million in 2025-Q2 to $99.7 million in 2026-Q2, showing improvement though with some quarter-to-quarter variability. The trajectory is delivering moderate progress.
“Cash from operating activities was $99.7 million.”
Continue repurchasing shares under the authorized repurchase program to return capital to shareholders.
Management stated share repurchase activity in 2 of last 2 quarters. The company repurchased $35.6 million of common stock under the 2026 Repurchase Program as of 2026-Q2, including $11.1 million in the quarter. This shows ongoing execution of the repurchase program consistent with management's stated priority.
Over the trailing year it converted 0.67x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.
“Dividend per share was $0.19 for the quarter.”
“Dividend per share was $0.19 for the quarter.”
“Dividend per share was $0.18 for the quarter.”
“Dividend per share was $0.18 for the quarter.”
“Operating income was $117.1 million for the quarter.”
“Operating income was $120.1 million for the quarter.”
“Operating income was $127.8 million for the quarter.”
“Operating income was $122.7 million for the quarter.”
“Cash from operating activities was $114.7 million.”
“Cash from operating activities was $95.9 million.”
“Cash from operating activities was $116.1 million.”
“Cash from operating activities was $91.7 million.”
“Repurchased 525,000 shares at a cost of $11.1 million under the 2026 Repurchase Program.”
“Repurchased $24.5 million of common stock under the 2026 Repurchase Program as of March 31, 2026.”