shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Director — Steven R. Stuck, Shawn Bender, Nina Beitzel: The filing discloses the routine election of three new directors to the board, which is a standard governance event and not an executive departure.

Other Events. On September 23, 2026, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.28 per share that will be paid on November 2, 2026, to holders of record of the Corporation’s common stock as of the close of business on October 19, 2026. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Other Events. On June 17, 2026, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.26 per share that will be paid on August 3, 2026, to holders of record of the Corporation’s common stock as of the close of business on July 20, 2026. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Chairman of the Board — Jason B. Rush: Jason B. Rush was appointed as the Chairman of the Board, expanding his role within the company.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

The filing details changes to the Long-Term Incentive Plan's performance-vesting RSUs, which is a compensation matter.

The filing details a change in compensatory arrangements for the CEO, not a management movement.

Other Events. On March 4, 2026, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.26 per share that will be payable on May 1, 2026, to holders of record of the Corporation’s common stock as of the close of business on April 17, 2026. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Chief Operating Officer (COO) — Anthony 'AJ' Tasker: Mr. Tasker was promoted to COO from his previous role as Managing Director of Operations.

Other Events. The Board of Directors of First United Corporation (the “Corporation”) adopted a stock purchase program (the “Repurchase Program”) that became effective on January 26, 2026. The Repurchase Program authorizes the Corporation to purchase up to an aggregate of 1,000,000 shares of its common stock, par value $.01 per share (the “Common Stock”), representing approximately 15.4% of the issued and outstanding shares of Common Stock as of such date, over an 18-month period. The shares m…

CEO — Carissa L. Rodeheaver: Carissa L. Rodeheaver transitioned to Executive Chairman, and Jason B. Rush was appointed as the new President and CEO.

Other Events. On December 4, 2025, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.26 per share that will be payable on February 2, 2026, to holders of record of the Corporation’s common stock as of the close of business on January 16, 2026. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

Director — Carissa L. Rodeheaver: Carissa L. Rodeheaver provided notice of her planned retirement.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Other Events. On September 24, 2025, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.26 per share that will be payable on November 3, 2025, to holders of record of the Corporation’s common stock as of the close of business on October 17, 2025. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Other Events. On June 18, 2025, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.22 per share that will be payable on August 1, 2025, to holders of record of the Corporation’s common stock as of the close of business on July 18, 2025. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

The filing describes amendments to compensatory arrangements for executives, not a management change.

Other Events. On March 5, 2025, First United Corporation (the “Corporation”) announced that its Board of Directors declared a cash dividend of $.22 per share that will be payable on May 1, 2025, to holders of record of the Corporation’s common stock as of the close of business on April 17, 2025. A copy of the Corporation’s announcement is filed as Exhibit 99.1 to this report and is incorporated herein by reference.

The filing details revisions to the short-term incentive plan for executive officers, which is a routine administrative matter.

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.