Results of Operations and Financial Condition. On August 5, 2026, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended June 30, 2026. A copy of the press release and 2026 Second Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursuant to

Entry into a Material Definitive Agreement. JPMorgan Repurchase Facility On July 28, 2026, GP Commercial JPM LLC (“GPC”), a wholly owned subsidiary of Granite Point Mortgage Trust Inc. (the “Company”), entered into an amendment (the “MRA Amendment”) to that certain previously disclosed Uncommitted Master Repurchase Agreement (as amended, the “MRA”), dated as of December 3, 2015, between GPC and JPMorgan Chase Bank, National Association (“JPMorgan”) and, in connection therewith, the Company en…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Entry into a Material Definitive Agreement. Morgan Stanley Repurchase Facility On June 26, 2026, Granite Point Mortgage Trust Inc. (the “Company”), GP Commercial MS LLC (“GPC MS”), a wholly owned subsidiary of the Company, and Morgan Stanley Bank, N.A (“Morgan Stanley”) entered into an amendment (the “MS Amendment”) to that certain previously disclosed Master Repurchase and Securities Contract Agreement (the “MS MRA”), dated as of February 18, 2016, among GPC MS and Morgan Stanley and that ce…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

The filing describes a revision to the Director Compensation Policy.

Results of Operations and Financial Condition. On May 5, 2026, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended March 31, 2026. A copy of the press release and 2026 First Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursuant to

Results of Operations and Financial Condition. On February 11, 2026, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2025. A copy of the press release and 2025 Fourth Quarter and Full Year Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached her…

Results of Operations and Financial Condition. On November 5, 2025, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release and 2025 Third Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursua…

Entry into a Material Definitive Agreement. On October 14, 2025, GP Commercial JPM LLC, a wholly-owned subsidiary of Granite Point Mortgage Trust Inc. (the “Company”), entered into an amendment (the “MRA Amendment”) to that certain previously disclosed Master Repurchase and Securities Contract Agreement (as amended from time to time, the “MRA”), dated as of December 3, 2015, with JPMorgan Chase Bank, National Association (“JPMorgan”). The MRA Amendment, among other things, extends the “Additi…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Results of Operations and Financial Condition. On August 5, 2025, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended June 30, 2025. A copy of the press release and 2025 Second Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursuant to

Other Events. On May 12, 2025, Granite Point Mortgage Trust Inc. (the “Company”) entered into a written trading plan (the “Plan”) under Rule 10b5-1 of the Securities Exchange Act of 1934. The Company implemented the Plan in connection with its previously announced share repurchase program, under which 3,886,461 shares of the Company’s common stock remain available for repurchase. The Plan allows the Company to repurchase up to 1,250,000 shares of its common stock (the “Repurchase Limit”) comm…

Results of Operations and Financial Condition. On May 6, 2025, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended March 31, 2025. A copy of the press release and 2025 First Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursuant to

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Entry into a Material Definitive Agreement. JPMorgan Repurchase Facility On April 25, 2025, Granite Point Mortgage Trust Inc. (the “Company”) entered into an amendment (the “JPMorgan Guaranty Amendment”) to that certain Amended and Restated Guarantee Agreement, dated as of June 28, 2017, with JPMorgan Chase Bank, National Association (“JPMorgan”) (as amended from time to time, the “JPMorgan Guaranty”) in connection with that certain Uncommitted Master Repurchase Agreement, dated as of Decembe…

Results of Operations and Financial Condition. On April 29, 2025, the Company issued a press release announcing recent business developments and certain preliminary estimates of its financial results for the fiscal quarter ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. The information in this Current Report, including Exhibit 99.1 attached hereto, is furnished pursuant to

Results of Operations and Financial Condition. On February 13, 2025, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2024. A copy of the press release and 2024 Fourth Quarter Full Year Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto,…

Director — Patrick Halter, Lazar Nikolic: Two new directors were appointed to the Board of Directors.

Chief Operating Officer — Steven Plust: Steven Plust is transitioning from COO to a Senior Managing Director role, and Ethan Lebowitz will take over as the new COO.

of Form 8-K and Item 601(a)(5) of Regulation S-K. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: January 7, 2025 GRANITE POINT MORTGAGE TRUST INC. By: /s/ MICHAEL J. KARBER Michael J. Karber General Counsel and Secretary

Results of Operations and Financial Condition. On November 6, 2024, Granite Point Mortgage Trust Inc. issued a press release announcing its financial results for the fiscal quarter ended September 30, 2024. A copy of the press release and 2024 Third Quarter Earnings Call Supplemental are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 and 99.2 attached hereto, is furnished pursua…

Creating of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under

Entry into a Material Definitive Agreement. On October 29, 2024, GP Commercial JPM LLC, a wholly-owned subsidiary of Granite Point Mortgage Trust Inc. (the “Company”), entered into an amendment (the “Amendment”) to that certain previously disclosed Master Repurchase and Securities Contract Agreement, dated as of December 3, 2015, with JPMorgan Chase Bank, National Association (“JPMorgan”). The MRA Amendment extends the “Additional Advance Termination Date” (as defined in the Amendment) to Oct…

Creating of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under