Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On August 21, 2026, loanDepot, Inc. (the "Company") received a written notice (the "Notice") from the New York Stock Exchange (the "NYSE") that it was not in compliance with the continued listing standard set forth in Section 802.01C of the NYSE's Listed Company Manual ("Section 802.01C"), because the average closing price of the Company's Class A Common Stock (the "Common Stock"), was less th…

Results of Operations and Financial Condition. On August 4, 2026, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended June 30, 2026 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Entry Into a Material Definitive Agreement. On May 15, 2026, loanDepot, Inc. (the “Company”) entered into an At-the-market Sales Agreement (the “Agreement”) with BTIG, LLC (the “Sales Agent”). Pursuant to the terms of the Agreement, the Company may sell from time to time through the Sales Agent, shares of the Company’s Class A common stock, par value $0.001 per share, having an aggregate offering price of up to $100,000,000 (the “Shares”). The Company intends to use the net proceeds from the…

Results of Operations and Financial Condition. On May 5, 2026, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended March 31, 2026 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. All information set forth in

Termination of a Material Definitive Agreement. On April 27, 2026, in connection with the anticipated consummation of the Mello Warehouse Securitization Trust 2026-1 transaction, loanDepot exercised its right to prepay in full its 2024-1 Securitization Facility (as defined below) and terminated (a) its Master Repurchase Agreement, dated as of September 27, 2024 (the “2024-1 MRA”), between Mello Warehouse Securitization Trust 2024-1 (“MWST 2024-1”), as buyer, and loanDepot, as seller; (b) its…

Entry into a Material Definitive Agreement. On April 27, 2026, Mello Warehouse Securitization Trust 2026-1 (the “Trust”) and loanDepot.com, LLC (“loanDepot"), both indirect subsidiaries of loanDepot, Inc. (the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary (the “Indenture”). Pursuant to the Indenture, the Trust i…

Results of Operations and Financial Condition. On March 10, 2026, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended December 31, 2025 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Entry into a Material Definitive Agreement. On December 19, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary loanDepot FAMSR Master Trust (the “Issuer”) entered into the Series 2025-FT1 Indenture Supplement (the “Series 2025-FT1 Indenture Supplement”), by and among the Issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary (in all such capacities, the “Indenture Tru…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. All information set forth in

Entry into a Material Definitive Agreement. On November 14, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., entered into a participation agreement pursuant to which the Company, as initial participant, was issued a participation certificate representing beneficial interests in excess spread (the “Excess Spread PC”) relating to Fannie Mae mortgage servicing rights (the “FNMA MSRs”) owned by the Company. The Company entered into a master repurchase agreement…

Termination of Material Definitive Agreement. On November 14, 2025, in connection with the issuance of the Series 2025-VF1 Notes by the Issuer, the Company and loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of the Company, as borrower, terminated a revolving line of credit provided by NCFA, as administrative agent and sole lender. The terminated facility provided for a revolving line of credit of up to $300 million available to the Compa…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. All information set forth in

Results of Operations and Financial Condition. On November 6, 2025, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended September 30, 2025 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Results of Operations and Financial Condition. On August 7, 2025, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended June 30, 2025 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

President, LDI Mortgage — Jeff Walsh: Mr. Walsh resigned from his position as President, LDI Mortgage.

Chief Executive Officer and President — Anthony Hsieh: Anthony Hsieh was permanently appointed as CEO and President, a significant internal promotion.

Entry into a Material Definitive Agreement. Credit Agreement with Nomura Corporate Funding Americas LLC On May 30, 2025, loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of loanDepot.com, LLC, as borrower (the "Borrower"), entered into an Omnibus Amendment of Transaction Documents (the "Amendment") with loanDepot.com, LLC, a Delaware limited liability company and an indirect, majority-owned subsidiary of loanDepot, Inc., as guarantor (the…

Results of Operations and Financial Condition. On May 6, 2025, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter ended March 31, 2025 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. All information set forth in

Entry into a Material Definitive Agreement. Amended and Restated Master Repurchase Agreement and Securities Contract with Bank of Montreal. On April 25, 2025, loanDepot BMO Warehouse, LLC, a Delaware limited liability company and a wholly-owned subsidiary of loanDepot.com, LLC, as seller (“Seller”), entered into an Amended and Restated Master Repurchase Agreement and Securities Contract (the “Master Repurchase Agreement”) with loanDepot.com, LLC, a Delaware limited liability company and an in…

Entry into a Material Definitive Agreement. On April 15, 2025, loanDepot.com, LLC (the “Company”), a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc., as seller, entered into Amendment No. 5 (“Amendment 5”) to the Amended and Restated Master Repurchase Agreement, dated as of August 11, 2021 (as amended, restated, supplemented or otherwise modified from time to time, the “MRA”), with UBS AG, by and through its branch office at 1285 Avenue of Americas, New York,…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. All information set forth in

Entry into a Material Definitive Agreement. On April 11, 2025, Mello Warehouse Securitization Trust 2025-1 (the “Trust”) and loanDepot.com, LLC (“loanDepot"), both indirect subsidiaries of loanDepot, Inc. (the “Company”) entered into an Indenture with U.S. Bank Trust Company, National Association, as indenture trustee and note calculation agent, and U.S. Bank National Association, as standby servicer and initial securities intermediary (the “Indenture”). Pursuant to the Indenture, the Trust i…

Results of Operations and Financial Condition. On March 11, 2025, loanDepot, Inc. (the "Company") issued a press release announcing its results for the quarter and year ended December 31, 2024 (the “Earnings Press Release”). The full press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.