Live Oak Bancshares, Inc. (LOB)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
$33.90-3.56%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · LOB
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||
| Revenues | 974.7 | 908.5 | 812.4 | 688.3 | 444.5 | 361.2 | 288.4 | 228.0 | 162.6 | 103.5 | 57.3 | 34.5 |
| Total Revenues | 974.7 | 908.5 | 812.4 | 688.3 | 444.5 | 361.2 | 288.4 | 228.0 | 162.6 | 103.5 | 57.3 | 34.5 |
| Operating Expenses & Income | ||||||||||||
| Operating Income | — | — | — | 82.8 | 210.3 | 210.8 | 47.4 | 23.5 | 46.0 | 98.3 | 17.2 | 34.4 |
| Earnings from Continuing Operations | ||||||||||||
| Interest Expense | — | — | — | 343.0 | 117.0 | 64.4 | 93.7 | 87.9 | 54.6 | 25.4 | 14.6 | 8.9 |
| Asset Writedown | — | — | — | — | — | — | 1.3 | — | 2.7 | 3.6 | — | — |
| EBT, Incl. Unusual Items | 183.0 | 142.8 | 89.2 | 82.8 | 210.3 | 210.8 | 47.4 | 23.5 | 46.0 | 98.3 | 17.2 | 34.4 |
| Income Tax Expense | 44.0 | 37.2 | 11.8 | 8.9 | 34.1 | 43.8 | (12.2) | 5.4 | (5.4) | (2.2) | 3.4 | 13.8 |
| Net Income | ||||||||||||
| Minority Interest | (0.4) | (0.2) | (0.1) | 0.0 | 0.0 | — | — | — | 0.0 | 0.0 | (0.0) | (0.0) |
| Net Income | 139.4 | 105.9 | 77.5 | 73.9 | 176.2 | 167.0 | 59.5 | 18.0 | 51.4 | 100.5 | 13.8 | 20.6 |
| Per Share | ||||||||||||
| Basic EPS | 3.01 | 2.25 | 1.72 | 1.67 | 4.02 | 3.87 | 1.46 | 0.45 | 1.28 | 2.75 | 0.40 | 0.66 |
| Diluted EPS | 2.97 | 2.23 | 1.69 | 1.64 | 3.92 | 3.71 | 1.43 | 0.44 | 1.24 | 2.65 | 0.39 | 0.65 |
| Revenue per Share | 20.80 | — | — | — | — | — | — | — | — | — | — | — |
| Basic Weighted Avg Shares | 46.3 | 45.7 | 45.0 | 44.4 | 43.9 | 43.2 | 40.7 | 40.2 | 40.1 | 36.6 | 34.2 | 31.1 |
| Diluted Weighted Avg Shares | 46.9 | 46.0 | 45.8 | 45.1 | 44.9 | 45.1 | 41.8 | 41.1 | 41.4 | 37.9 | 35.1 | 32.0 |
| Supplemental | ||||||||||||
| EBITDA | — | — | — | 104.1 | 231.1 | 232.2 | 69.1 | 43.4 | 62.4 | 108.5 | 21.5 | 37.8 |
| EBIT | — | — | — | 82.8 | 210.3 | 210.8 | 47.4 | 23.5 | 46.0 | 98.3 | 17.2 | 34.4 |
| Effective Tax Rate | 24.0% | — | — | 10.8% | 16.2% | 20.8% | -25.6% | 23.1% | -11.7% | -2.3% | 20.0% | 40.1% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.