Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04

$43.22-2.90%

Close 2026-11-05 · 1-day change

QuarterlyIQ Insights · PEBK

Earnings

Next print, the company's guidance track record, and the earnings events we've seen in the last few years.

Next-print lean

Neutral

Likelihood the company beats analyst consensus on its next print. Read from its own beat history plus how sector peers have been reporting. Not a price-direction call: a serial beater often has the beat already priced in.

Track record

6 of 12

Prints it beat consensus, recent quarters.

Indicative P(beat)

72%

Indicative, not a guarantee. Base rate ~71%.

Peers beating

67% of 810

Industry peers that beat since this name last reported.

Standing guide

—

Management's most recent EPS guidance action.

Why: peers & math

Peer prints since last report

COFS +12.9%
CZFS +12.7%
MRBK -6.5%
PFIS +10.5%
RRBI +3.8%
AROW +3.2%
AX +4%
BCBP +5.9%

How the lean is derived

expected = 0.35*own_median(2.5) + peer(0.2*4.0) + term(0.0) → 1.67% (capped ±15.0)

Confidence highas of 2026-11-04

Next-print risk

Watch

Calibrated likelihood the company misses analyst consensus on its next print, read from its own miss history plus its industry base rate. A fundamental tilt, not a price call — and a quiet watch-flag, not an alarm.

Worth watching into the next print: this name has erratic recent earnings surprises and has been missing across recent quarters. A fundamental tilt, not a price call.

P(next-Q miss)

49%

Calibrated. Base rate ~24%.

Own miss streak

Consecutive quarters it missed, most recent run.

Industry base

25%

How often this industry misses, baseline.

Peers missing

29% of 231

Industry peers that missed in the recent window.

Confidence highas of 2026-11-04

Next earnings

—

Earnings-day expected move

—

Average absolute move on past earnings days.

Realized vol (30d)

19.2%

Annualized: recent baseline volatility.

Guidance track record

Met or beat

—

Of the last 0 guided quarters.

Avg surprise

—

Actual vs. guided EPS, signed.

Post-call reaction

neutral

-0.4%

Excess return vs. sector ETF, day after print.

Provisional scorecard: fewer than 4 guided quarters in the corpus.

Earnings events

Earnings prints and pre-announcements detected in the SEC filing stream.

16 shown

2026-10-19earnings preannouncement
PEBK — earnings release — Results of Operations and Financial Condition
Results of Operations and Financial Condition On October 19, 2026, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing third quarter 2026 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed"…
—
2026-07-20earnings preannouncement
PEBK — earnings release — Results of Operations and Financial Condition

Coming next

Quarterly EPS and revenue actuals vs. consensus across the last eight quarters (including beat/miss size and the forward consensus heading into the next print) are on the way.

Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.