Director — Michael B. Hollar: Election of Michael B. Hollar to the Boards of Directors of the Company and Bank.

Results of Operations and Financial Condition On July 20, 2026, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing second quarter 2026 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Results of Operations and Financial Condition On April 20, 2026, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing first quarter 2026 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Results of Operations and Financial Condition On January 26, 2026, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing fourth quarter and full year 2025 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not…

Results of Operations and Financial Condition On October 20, 2025, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing third quarter 2025 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed"…

Results of Operations and Financial Condition On July 21, 2025, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing second quarter 2025 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Results of Operations and Financial Condition On April 21, 2025, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing first quarter 2025 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Other Events On March 13, 2025, Peoples Bancorp of North Carolina, Inc. issued a press release announcing a Stock Repurchase Plan authorizing the repurchase of outstanding shares totaling up to $3,000,000. A copy of the press release is attached hereto as Exhibit (99)(a) and is incorporated by reference herein.

Results of Operations and Financial Condition On February 12, 2025, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing fourth quarter and full year 2024 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is no…

Director — Robert C. Abernethy, Jr., Ashton V. Abernathy and Dan R. Timmerman, Jr.: Election of new directors to the Boards of Directors of the Company and its subsidiary bank.

Results of Operations and Financial Condition On October 21, 2024, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing third quarter 2024 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed"…

President and Chief Executive Officer — William D. Cable, Sr.: William D. Cable, Sr. was promoted to President and Chief Executive Officer with an increased salary and benefits.

President and Chief Executive Officer — Lance A. Sellers: Lance A. Sellers intends to retire in early 2025, and William D. Cable, Sr., will succeed him as President and Chief Executive Officer effective September 19, 2024.

Results of Operations and Financial Condition On July 22, 2024, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing second quarter 2024 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Other Events On June 25, 2024, Peoples Bancorp of North Carolina, Inc. issued a press release announcing a Stock Repurchase Plan authorizing the repurchase of outstanding shares totaling up to $2,000,000. A copy of the press release is attached hereto as Exhibit (99)(a) and is incorporated by reference herein.

Results of Operations and Financial Condition On April 22, 2024, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing first quarter 2024 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" f…

Changes in Registrant’s Certifying Accountant As reported in the Original Filing, the Audit Committee (the “Committee”) of the Board of Directors of the Company recently completed a competitive review of independent registered public accounting firms to serve as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024. As a result of this review and after careful deliberation, on February 22, 2024, the Committee approved the engagement of FORVIS…

Changes in Registrant’s Certifying Accountant The Audit Committee (the “Committee”) of the Board of Directors of Peoples Bancorp of North Carolina, Inc. (the “Company”) recently completed a competitive review of independent registered public accounting firms to serve as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024. As a result of this review and after careful deliberation, on February 22, 2024, the Committee approved the engagement o…

Results of Operations and Financial Condition On January 22, 2024, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing fourth quarter and full year 2023 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not…

Other Events On December 19, 2023, Peoples Bancorp of North Carolina, Inc. issued a press release announcing an updated stock repurchase program, whereby up to an additional $2 million will be allocated to repurchase the Company’s common stock, which increases the total amount authorized in 2023 to $4 million. A copy of the press release is attached hereto as Exhibit (99)(a) and is incorporated by reference herein.

Results of Operations and Financial Condition On October 23, 2023, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing third quarter 2023 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed"…

Results of Operations and Financial Condition On July 24, 2023, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing second quarter 2023 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed “filed” f…

Other Events In March of 2023, the Board of Directors authorized a stock repurchase program, whereby up to $2.0 million may be allocated to repurchase the Company’s common stock. Any purchases under the Company’s stock repurchase program may be made periodically as permitted by securities laws and other legal requirements in the open market or in privately-negotiated transactions. The timing and amount of any repurchase of shares will be determined by the Company’s management, based on its ev…

Results of Operations and Financial Condition On April 24, 2023, Peoples Bancorp of North Carolina, Inc. (the “Company”) issued a press release announcing first quarter 2023 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed “filed” f…

Other Events On March 6, 2023, Peoples Bancorp of North Carolina, Inc. issued a press release announcing a Stock Repurchase Plan authorizing the repurchase of outstanding shares totaling up to $2,000,000. A copy of the press release is attached hereto as Exhibit (99)(a) and is incorporated by reference herein.