Peoples Financial Services Corp. (PFIS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$72.94-2.34%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · PFIS
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“Our second quarter and year to date results reflect both the strength of our underlying business and the disciplined growth strategy we continue to execute” commented Gerard A.
Stated in 2 of 3 supplied quarters. Management reported: ““While net income declined compared to last year, our performance was driven by robust loan growth, higher net interest income, and solid noninterest income.” ““Our second quarter and year to date results reflect both the strength of our underlying business and the disciplined growth strategy we continue to execute” commented Gerard A.” Revenue was $67.752 million in 2026-Q2.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
““Our second quarter and year to date results reflect both the strength of our underlying business and the disciplined growth strategy we continue to execute” commented Gerard A.”
“As we move through 2026, we are committed to disciplined expense management, thoughtful credit oversight, and continued investment in the capabilities that support sustainable growth.””
As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.”
Stated in 2 of 3 supplied quarters. Management reported: “As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.”” “As we move through 2026, we are committed to disciplined expense management, thoughtful credit oversight, and continued investment in the capabilities that support sustainable growth.””
“As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.””
“As we move through 2026, we are committed to disciplined expense management, thoughtful credit oversight, and continued investment in the capabilities that support sustainable growth.””
The increase in yield was predominantly due to ongoing strategic portfolio repositioning as new purchases were added at yields higher than existing portfolio yields.
Stated in 1 of 3 supplied quarters. Management reported: “The increase in yield was predominantly due to ongoing strategic portfolio repositioning as new purchases were added at yields higher than existing portfolio yields.” “Additionally, non-interest income for the first quarter of 2026 included a $0.5 million gain on the sale of a portion the Company’s AFS mortgage-backed securities portfolio as part of an ongoing strategy, to restructure the portfolio with higher-yielding securities.”
“The increase in yield was predominantly due to ongoing strategic portfolio repositioning as new purchases were added at yields higher than existing portfolio yields.”
As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.”
Stated in 2 of 3 supplied quarters. Management reported: “As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.”” “As we move through 2026, we are committed to disciplined expense management, thoughtful credit oversight, and continued investment in the capabilities that support sustainable growth.””
“As we move forward, we remain focused on prudent risk management, operational efficiency, and delivering long term value for our shareholders.””
“As we move through 2026, we are committed to disciplined expense management, thoughtful credit oversight, and continued investment in the capabilities that support sustainable growth.””
Continue returning capital through regular per-share dividend payments.
Over the trailing year it converted 0.80x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
11 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-05.