Regions Financial Corporation (RF)
NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
$30.61+0.43%
Close 2026-07-07 · 1-day change
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Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. Current price $30.61. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $31 RF trades at 1.4× p/b, in line with its 1.2× p/b peer median — but our blended $27 fair value sits below the price. It's a high-confidence read. Analysts target $28–$35. Note: our $27 fair value sits below the entire analyst range ($28–$35). Even valued only for durable growth at sustainable margins, it's worth about $33 — above today's price, so the premium reflects that growth case, not pure multiple expansion. Not investment advice.
$28.00 – $35.00 (median $31.00) · 7 analysts · as of 2026-07-06
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Roughly priced in line with peers.
Richer than its own typical valuation.
Trailing four: 2025-Q1, 2025-Q2, 2025-Q3, 2026-Q1
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $31.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $21.73 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $14.11 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $5.64 | — | — | TTM | high |
| graham number | 12M | $34.38 | — | — | TTM | high |
| Peer P/B | 12M | $26.51 | 1.2 | 21.71 | TTM | high |
| Peer P/FCF | 12M | $27.84 | 12.4 | 2.25 | TTM | high |
| Peer P/E | 12M | $28.99 | 12.0 | 2.42 | TTM | high |
| Peer P/S | 12M | $24.17 | 3.0 | 8.12 | TTM | high |
| PEG | 12M | $37.30 | 15.4 | 2.42 | TTM | high |
| residual income | 12M | $23.26 | — | — | TTM | high |
| Own P/E history | 12M | $26.58 | 11.0 | 2.42 | TTM | high |
| triangulated | 12M | $29.81 | 12.0 | 2.49 | Triangulated | high |
| Peer P/B | 3Y | $29.55 | 1.2 | 24.20 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $21.95 | 12.4 | 1.77 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $40.30 | 12.0 | 3.36 | Analyst | medium |
| Peer P/S | 3Y | $33.15 | 3.0 | 11.14 | Analyst | medium |
| PEG | 3Y | $51.86 | 15.4 | 3.36 | Analyst | medium |
| Own P/E history | 3Y | $36.96 | 11.0 | 3.36 | Analyst | medium |
| Peer P/B | 5Y | $31.78 | 1.2 | 26.02 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $18.74 | 12.4 | 1.51 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $49.53 | 12.0 | 4.13 | Analyst | high |
| Peer P/S | 5Y | $40.74 | 3.0 | 13.69 | Analyst | high |
| PEG | 5Y | $63.73 | 15.4 | 4.13 | Analyst | high |
| Own P/E history | 5Y | $45.42 | 11.0 | 4.13 | Analyst | high |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.