TFS Financial Corp (TFSL)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$17.57+0.40%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · TFSL
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 84.3% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| -50.5% |
Growth built into the price is above our model estimate.
The price assumes 134.7 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
TFSL — dividend update
Dated 2026-08-27
Other Events On August 27, 2026, the Board of Directors of TFS Financial Corporation (the “Company”) declared a cash dividend of $0.3175 per share of common stock. The dividend is payable on September 23, 2026 to shareholders of record as of September 9, 2026. A press release announcing the details of the dividend declaration is attached as exhibit 99.1. Third Federal Savings and Loan Association of Cleveland, MHC (the “MHC”), the mutual holding company of the Company and owner of 227,119,132…
Why it matters: The dividend shows the company values its shareholders. It also shows the company is stable.
Supportive ifThe dividend of $0.3175 per share is paid on time to shareholders.
Worry ifThe dividend payment is late or canceled. This raises worries about financial health.
Why it matters: A drop in revenue growth signals a potential slowdown in the financial sector's growth phase.
Worry ifRevenue growth falls below its median for the last three years.
Less concerning ifRevenue growth remains above its median for the last three years.
Why it matters: More delinquencies could mean problems with the credit quality of TFS Financial's loans.
Worry ifTotal loan delinquencies go above 0.27% of total loans in the next quarter.
Less concerning ifLoan delinquencies stay at or below 0.27%. This shows stable credit quality.
Why it matters: Growth in net income shows TFS Financial is managing its operations well.
Supportive ifNet income for Q3 exceeds $30.5 million, which was reported for Q2.
Worry ifNet income for Q3 drops below $30.5 million. This may show operational problems.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$71 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $229 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,083 loss on $10,000 · 10.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The dividend shows how well TFS Financial manages its money. Steady dividends attract investors.
Supportive ifThe company declares a dividend of at least $0.2825 per share, similar to the last one.
Worry ifThe company announces a dividend lower than $0.2825 per share or suspends it.
Why it matters: A rise in net interest margin means better profits on loans. This helps the company's growth.
Supportive ifNet interest margin exceeds 1.90% in the next quarter.
Worry ifNet interest margin is below 1.90%. This suggests loan profits are getting worse.