Union Bankshares Inc/Morrisville VT (UNB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$23.78-0.38%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · UNB
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue declaring and paying a regular quarterly cash dividend of $0.36 per share to shareholders.
Stated as a priority in 3 of last 3 quarters. The Board consistently declared a quarterly cash dividend of $0.36 per share from 2025-Q4 through 2026-Q2. Dividend payments have been maintained steadily, delivering on management's commitment to regular shareholder returns.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Board declared a cash dividend of $0.36 per share for the quarter payable August 6, 2026.”
“Board declared a cash dividend of $0.36 per share for the quarter payable May 7, 2026.”
“Declared a regular quarterly cash dividend of $0.36 per share.”
Focus on growing net income through increased net interest income, disciplined credit management, and operational execution.
Sustained net income growth was stated in 3 of last 3 quarters. Net income increased from $2.4 million in 2025-Q2 to $2.9 million in 2026-Q2, supported by an 11.2% rise in net interest income. Management's focus on disciplined credit and operational execution is reflected in this positive trajectory, indicating delivery on this priority.
“Union Bankshares delivered strong second quarter results with net income of $2.9 million.”
“Consolidated net income for the three months ended March 31, 2026 was $3.0 million.”
“Net income was $2.7 million for the three months ended December 31, 2025.”
Oversee smooth executive leadership changes including CEO succession and Board Chair retirement to maintain strategic continuity.
Management stated this priority in 3 of last 3 quarters. The CEO transition to Jeffery F. Weidley and Board Chair succession were publicly announced and executed during this period. These leadership changes have been managed as planned, indicating delivery on this priority.
“Jeffery F. Weidley named CEO succeeding David S. Silverman; Board Chair transition announced.”
“Board Chair Cornelius J. Van Dyke retired due to mandatory retirement age.”
“David S. Silverman announced retirement as CEO, succession planned.”
Over the trailing year it converted 1.06x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to Fed net liquidity, the US dollar, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
18 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=2797).
Not investment advice. As of 2026-09-04.