The filing describes a change in the long-term incentive plan, not a management change.

Executive Vice President, General Counsel and Corporate Secretary — Mr. Bryan Pechersky: Mr. Pechersky resigned from his roles at the company.

Results of Operations and Financial Condition. On April 30, 2026, Upbound Group, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2026. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Secur…

Results of Operations and Financial Condition. On February 19, 2026, Upbound Group, Inc. issued a press release announcing its financial results for the quarter and fiscal year ended December 31, 2025. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of S…

Results of Operations and Financial Condition. On October 30, 2025, Upbound Group, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2025. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the…

CFO — Hal Khouri: The company hired an experienced external CFO to relieve the CEO of the dual CFO role, which is a positive governance and operational improvement rather than a loss of an executive.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information in

Entry Into a Material Definitive Agreement. On August 19, 2025 (the “Closing Date”), Upbound Group, Inc., a Delaware corporation (the “Borrower”), and certain other subsidiaries of the Borrower entered into an amendment (the “Amendment”) of its Term Loan Credit Agreement, dated as of February 17, 2021 (as amended by the First Amendment to Term Loan Credit Agreement, dated as of September 21, 2021, as amended by the Second Amendment to Term Loan Credit Agreement, dated as of June 15, 2023, as…

Results of Operations and Financial Condition. On July 31, 2025, Upbound Group, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2025. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Securit…

Results of Operations and Financial Condition. On May 1, 2025, Upbound Group, Inc. issued a press release announcing its financial results for the first quarter ended March 31, 2025. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Se…

Regulation FD Disclosure On March 6, 2025, Upbound Group, Inc. (NASDAQ: UPBD) (“Upbound” or the “Company”) issued a press release announcing that (i) the U.S. Consumer Financial Protection Bureau (the “CFPB”) voluntarily dismissed with prejudice its lawsuit against Acima Leasing (“Acima”) and (ii) Acima agreed to dismiss the lawsuit it filed against the CFPB challenging the CFPB’s authority to pursue claims against Acima. A copy of the press release issued by the Company is attached hereto as…

Other Events On March 6, 2025, Acima, a business of Upbound, announced that the CFPB has voluntarily dismissed with prejudice its lawsuit against Acima, which, as the Company previously disclosed, the CFPB filed in the United States District Court for the District of Utah in 2024 regarding certain alleged business practices. The CFPB’s dismissal follows its multi-year investigation which began prior to Upbound’s acquisition of Acima in 2021. Acima will not pay any money, be required to change…

Changes in Registrant’s Certifying Accountant. On February 24, 2025, the Audit and Risk Committee of the Board of Directors of Upbound Group, Inc. (the “Company”) decided to (i) dismiss Ernst & Young LLP (“E&Y”) as the Company’s independent registered public accounting firm and (ii) appoint Deloitte & Touche LLP (“Deloitte”) to serve as the Company’s new independent registered public accounting firm to audit the Company’s financial statements as of and for the fiscal year ending December 31,…

CEO — Mitchell E. Fadel: The CEO is retiring with a pre-announced, named internal successor (CFO Fahmi Karam), indicating an orderly succession rather than a sudden loss of leadership.

Results of Operations and Financial Condition. On February 20, 2025, Upbound Group, Inc. (the “Company”) issued a press release announcing its financial results for the quarter and fiscal year ended December 31, 2024. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” f…

Unregistered Sales of Equity Securities. The information reported above under

Completion of Acquisition or Disposition of Assets. On January 31, 2025 (the “ Closing Date ”), Upbound Group, Inc. (the “ Company ”) completed its acquisition (the “ Acquisition ”) of Bridge IT, Inc., a Delaware corporation (“ Brigit ”), pursuant to the previously announced Agreement and Plan of Merger, dated December 12, 2024 (the “ Merger Agreement ”), by and among the Company, Fortuna Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company, Brigit, and Sharehol…

Entry Into a Material Definitive Agreement. On December 12, 2024, Upbound Group, Inc., a Delaware corporation (the “ Company ”) entered into an Agreement and Plan of Merger (the “ Merger Agreement ”) with Fortuna Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“ Merger Sub ”), Bridge IT, Inc., a Delaware Corporation (“ Brigit ”), and Shareholder Representative Services LLC, solely in its capacity as the representative, agent and attorney-in-fact of Brigit’…

Unregistered Sales of Equity Securities. The information reported above under

Results of Operations and Financial Condition. On October 31, 2024, Upbound Group, Inc. issued a press release announcing its financial results for the third quarter ended September 30, 2024. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18…

Director — Charu Jain: The filing discloses the appointment of a new independent director, which is a standard board composition update rather than a departure of a senior executive.

Results of Operations and Financial Condition. On August 1, 2024, Upbound Group, Inc. issued a press release announcing its financial results for the second quarter ended June 30, 2024. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the…

Regulation FD Disclosure. On July 22, 2024, Upbound Group, Inc. (the “Company”) issued a press release announcing that Acima Digital, LLC and Acima Holdings, LLC (collectively, “Acima”) filed a lawsuit on July 22, 2024 against the U.S. Consumer Financial Protection Bureau (the “CFPB”) in the United States District Court for the Eastern District of Texas challenging the CFPB’s authority to regulate lease-to-own transactions in connection with the previously disclosed CFPB investigation of Acim…

Entry Into a Material Definitive Agreement. On June 7, 2024, Upbound Group, Inc., a Delaware corporation (the “Borrower”), and certain other subsidiaries of the Borrower entered into an amendment (the “Amendment”) of its ABL Credit Agreement, dated as of February 17, 2021 (as amended by the First Amendment to ABL Credit Agreement, dated as of August 10, 2022, and as further amended by the Amendment, the “Credit Agreement”), among the Borrower, the other Loan Parties party thereto, the Lenders…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information in