Results of Operations and Financial Condition. On July 20, 2026, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to second quarter 2026 consolidated earnings. A copy of the press release relating to such announcement, dated July 20, 2026, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Sec…

Other Items. The Board of Directors of Washington Trust Bancorp, Inc. ("Corporation") has adopted a stock repurchase program ("2026 Repurchase Program"), which authorizes the repurchase up to 850,000 shares of the Corporation’s common stock, $0.0625 par value per share ("Common Stock"), or approximately 4.5% of its current outstanding shares of Common Stock. This authority may be exercised from time to time and in such amounts as market conditions warrant, and subject to regulatory considerat…

Results of Operations and Financial Condition. On April 20, 2026, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to first quarter 2026 consolidated earnings. A copy of the press release relating to such announcement, dated April 20, 2026, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Se…

The filing describes a new compensatory plan for certain officers, not a management change.

Results of Operations and Financial Condition. On January 28, 2026, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to fourth quarter 2025 consolidated earnings. A copy of the press release relating to such announcement, dated January 28, 2026, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes…

Results of Operations and Financial Condition. On October 20, 2025, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to third quarter 2025 consolidated earnings. A copy of the press release relating to such announcement, dated October 20, 2025, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes o…

Other Events. Washington Trust Bancorp, Inc.’s (the “Company”) third quarter 2025 financial performance will be adversely affected by $11.3 million in charge-offs on two commercial loan relationships. The Company expects to recognize a provision for credit losses on loans of $7.0 million for the third quarter, primarily as a result of these charge-offs. The first loan relationship is a participation in a shared national credit to a telecom infrastructure construction contractor. The contracto…

Regulation FD Disclosure. On July 22, 2025, Washington Trust Bancorp, Inc. (the “Company”) held an earnings call for the quarter ended June 30, 2025. In response to an analyst’s question concerning the Company’s stock repurchase program, Edward Handy, the Company’s Chief Executive Officer, and Ronald Ohsberg, the Company’s Chief Financial Officer, indicated that they would continue to monitor market conditions and the Company’s needs before engaging in further stock repurchases. On August 13,…

Results of Operations and Financial Condition. On July 21, 2025, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to second quarter 2025 consolidated earnings. A copy of the press release relating to such announcement, dated July 21, 2025, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Sec…

Other Items. The Board of Directors of Washington Trust Bancorp, Inc. ("Corporation") has adopted a stock repurchase program ("2025 Repurchase Program"), which authorizes the repurchase up to 850,000 shares of the Corporation’s common stock, $0.0625 par value per share ("Common Stock"), or approximately 4.4% of its current outstanding shares of Common Stock. This authority may be exercised from time to time and in such amounts as market conditions warrant, and subject to regulatory considerat…

Results of Operations and Financial Condition. On April 21, 2025, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to first quarter 2025 consolidated earnings. A copy of the press release relating to such announcement, dated April 21, 2025, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Se…

The filing describes a change in the compensation plan for executive officers and select employees.

Results of Operations and Financial Condition. On January 29, 2025, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to fourth quarter 2024 consolidated earnings. A copy of the press release relating to such announcement, dated January 29, 2025, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes…

Other Events. On December 16, 2024, Washington Trust Bancorp, Inc. (the “Corporation”) issued a press release announcing the closing of the previously disclosed underwritten public offering of the shares of its common stock (the “Offering”). The offer and sale of the shares of common stock in the Offering was registered under the Securities Act of 1933, as amended (the “Act”), pursuant to the Corporation’s shelf registration statement on Form S-3 (File No. 333-274430), which was declared effe…

Entry into a Material Definitive Agreement. On December 12, 2024, Washington Trust Bancorp, Inc. (the “Corporation”) entered into an underwriting agreement (the “Underwriting Agreement”) with BofA Securities, Inc. (the “Underwriter”) to offer and sell 1,911,764 shares of the Corporation’s common stock, $0.0625 par value per share (the “Common Stock”), at a public offering price of $34.00 per share in an underwritten public offering (the “Offering”). The offer and sale of the shares of Common…

Regulation FD Disclosure. On December 12, 2024, Washington Trust Bancorp, Inc. (the “Corporation”) issued a press release announcing that it has commenced an underwritten public offering of the shares of its common stock (the “Offering”). The offer and sale of the shares of common stock in the Offering was registered under the Securities Act of 1933, as amended (the “Act”), pursuant to the Corporation’s shelf registration statement on Form S-3 (File No. 333-274430), which was declared effecti…

Results of Operations and Financial Condition. On October 21, 2024, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to third quarter 2024 consolidated earnings. A copy of the press release relating to such announcement, dated October 21, 2024, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes o…

Results of Operations and Financial Condition. On July 22, 2024, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to second quarter 2024 consolidated earnings. A copy of the press release relating to such announcement, dated July 22, 2024, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Sec…

The filing describes changes to compensation plans and does not involve any management movement or departure.

Director — John J. Bowen, Steven J. Crandall, Joseph J. MarcAurele: Directors retired due to reaching the mandatory retirement age of 72.

Results of Operations and Financial Condition. On April 22, 2024, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to first quarter 2024 consolidated earnings. A copy of the press release relating to such announcement, dated April 22, 2024, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes of Se…

Director — Angel Taveras, Esq.: Appointment of Angel Taveras as a director and to the subsidiary bank's board.

Director — Debra M. Paul: Ms. Debra M. Paul was elected to serve as a director, filling a vacancy created by an expansion of the Board.

Results of Operations and Financial Condition. On January 24, 2024, Washington Trust Bancorp, Inc. issued a press release in which it disclosed unaudited financial information related to fourth quarter 2023 consolidated earnings. A copy of the press release relating to such announcement, dated January 24, 2024, is attached hereto as Exhibit 99.1 and is incorporated herein by reference. Pursuant to General Instructions B.2 of Form 8-K, this information shall not be deemed “filed” for purposes…

Other Events. The Board of Directors of Washington Trust Bancorp, Inc. ("Corporation") has adopted a stock repurchase program ("2024 Repurchase Program"), which authorizes the repurchase up to 850,000 shares of the Corporation’s common stock, $0.0625 par value per share ("Common Stock"), or approximately 5% of its current outstanding shares of Common Stock. This authority may be exercised from time to time and in such amounts as market conditions warrant, and subject to regulatory considerati…