Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Washington Trust Bancorp, Inc. (WASH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$40.28+2.78%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
3.54 → 3.60 EPS · FY ending Dec 31, 2027 · 3 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 3 to 3; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for WASH yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
4 published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Manage credit losses to avoid large charge-offs | A primary condition in Washington Trust Bancorp, Inc.'s published investment case. The stated target is Credit losses remain below $7 million per quarter. | Intact | Quarterly credit losses exceed $7 million | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a regional bank growth and income thesis, not a clear turnaround: management has repeated its goal of sustainable, profitable growth, and recent disclosures show higher loan balances and record deposits. The thesis state is watch, with stable management but weak recent financial performance and fragile earnings quality.
Valuation is slightly above peers, while the expectations gap is close to neutral and the model labels pricing as justified. Valuation rose recently, but the evidence does not show that the market is pricing in unusually high expectations or broad fragility.
Near term, recent earnings beats and growth in loans and deposits are constructive, but overall financial performance remains well below the industry cohort. The quarterly dividend has stayed unchanged, while the newly authorized share repurchase has limited evidence of execution; a guidance cut remains a notable risk.
Over the next few quarters, the key question is whether WASH can sustain profitable growth without cutting guidance. The broader sector setup also matters: continued strength among sector peers could support momentum, while rate cuts from the current level could weigh on financial companies.
For the 1-to-3-year view, WASH has signs of operating growth and stable management, but the thesis remains conditional on improved financial performance and execution. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Washington Trust Bancorp keeps paying a steady dividend of $0.56 per share. |
| Intact |
| Dividend per share falls below $0.56 |
Dividend per share: $0.56 per share FY2026-Q2; GAAP. Published target: >=0.56 USD per share. The stored target says 2026-Q1; this source reports FY2026-Q2. Fiscal/calendar alignment needs review. Aug 6, 20260.56 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
EPS near $2.7 in FY26 | Analysts expect earnings per share near $2.7 in 2026. | Improving | EPS falls below $2.69 in FY26 | Diluted EPS: $1.01 per share FY2026-Q3; GAAP. Published target: >=2.69 USD per share. Annual target cannot be compared with a quarterly or TTM observation. Oct 19, 20261.01 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Repurchase up to 850,000 shares in 2026 | A supporting condition in Washington Trust Bancorp, Inc.'s published investment case. The stated target is Repurchase up to 850,000 shares in 2026. | Intact | Buyback program is cancelled or materially reduced | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$3.49 → $3.60 · observed estimates
$0.26B → $0.26B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $3.49 | $260,308,499 | 3 / 2 |
| 2026-07-25 | $3.49 | $260,308,499 | 3 / 2 |
| 2026-07-26 | $3.49 | $260,308,499 | 3 / 2 |
| 2026-07-27 | $3.49 | $260,308,500 | 4 / 2 |
| 2026-07-28 | $3.49 | $260,308,499 | 3 / 2 |
| 2026-07-29 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-07-30 | $3.49 | $260,308,499 | 3 / 2 |
| 2026-07-31 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-01 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-02 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-03 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-04 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-05 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-06 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-08 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-09 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-10 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-12 | $3.54 | $260,308,500 | 4 / 2 |
| 2026-08-13 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-14 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-15 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-16 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-17 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-18 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-19 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-20 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-21 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-22 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-23 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-24 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-25 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-26 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-27 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-28 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-29 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-30 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-08-31 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-01 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-02 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-03 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-04 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-05 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-06 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-07 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-08 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-09 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-10 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-11 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-12 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-13 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-14 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-15 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-16 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-17 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-18 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-19 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-20 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-21 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-22 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-23 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-24 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-25 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-26 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-27 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-28 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-29 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-09-30 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-01 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-02 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-03 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-04 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-05 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-06 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-07 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-08 | $3.54 | $260,308,499 | 3 / 2 |
| 2026-10-09 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-10 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-11 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-12 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-13 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-14 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-15 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-16 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-17 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-18 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-19 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-20 | $3.55 | $259,430,999 | 3 / 2 |
| 2026-10-21 | $3.58 | $261,502,500 | 3 / 2 |
| 2026-10-22 | $3.58 | $262,898,000 | 3 / 1 |
| 2026-10-23 | $3.58 | $262,898,000 | 3 / 1 |
| 2026-10-24 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-25 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-26 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-27 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-28 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-29 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-30 | $3.58 | $262,898,000 | 3 / 2 |
| 2026-10-31 | $3.60 | $262,898,000 | 3 / 2 |
| 2026-11-01 | $3.60 | $262,898,000 | 3 / 2 |
| 2026-11-02 | $3.60 | $262,898,000 | 3 / 2 |
| 2026-11-03 | $3.60 | $262,898,000 | 3 / 2 |
| 2026-11-04 | $3.60 | $262,898,000 | 3 / 2 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 0 Buy / Strong Buy · 4 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 1 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
4 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.