Wells Fargo (WFC)
NYSEFinancialsBanks - DiversifiedSnapshot 2026-07-07
$87.18-0.31%
Close 2026-07-07 · 1-day change
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Track WFC free→Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in deceleration. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Wells Fargo's growth in net interest income (NII) must continue to justify its current valuation. Recent guidance from the CFO indicates stronger Q2 NII and reaffirms a $50 billion target for 2026, supporting the growth narrative. The stock trades at 1.5× price-to-book versus a peer median of 2.1×, suggesting that the price reflects less growth than forecasted. A specific risk to this thesis is the potential for a guidance cut, with a 16% probability of a miss in the next quarter. Peer multiples imply a price about 4% above where it trades. This read is provisional.
Trailing returns as of 2026-07-07. WFC is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 24 analysts currently covering WFC (as of Jul 2026).
Based on 5 Wall Street analysts offering 12-month price targets for WFC in the last 4 months.
A consensus fair price across 9 valuation methods, at three horizons. Current price $87.18. As of 2026-07-08. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Financials (broad) — fair value, gap to price, and forward P/E.
Positive analyst note may enhance investor confidence.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-07. EPS is implied from price ÷ P/E. Not investment advice.
Current $87.18
The last 12 months of price, then the range of analyst 12-month targets from today’s $87.18.
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Bottom 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Caution on bookings may impact net interest income guidance.
Advances: Maintain net interest income guidance
Earnings lift supports net interest income growth.
Advances: Increase common stock dividend
Indicates potential for dividend increase aligns with capital allocation.
Threatens: Increase common stock dividend
Dividend coverage pressure threatens capital allocation objective.
Advances: Increase common stock dividend
Dividend hike aligns with capital allocation objectives.
Advances: Increase common stock dividend
Confirmed dividend increase aligns with capital allocation objective.
Regulatory scrutiny may impact operational stability and growth.