Other Events On August 13, 2026, the Board of Directors of World Acceptance Corporation (the “Company”) approved a share repurchase program authorizing the Company to repurchase up to $50.0 million of its outstanding common stock inclusive of any amount that remains available for repurchase under prior repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements, available fu…

Results of Operations and Financial Condition; and

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in

Entry into a Material Definitive Agreement Accordion Increase to Revolving Credit Facility On June 29, 2026, World Acceptance Corporation (the “Company”) entered into an Accordion Increase (the “Accordion Increase”) under its Revolving Credit Agreement, dated as of July 22, 2025 (as amended, restated, supplemented or otherwise modified from time to time, the “Revolving Credit Agreement”), by and among the Company, the lenders from time to time party thereto, and Bank of Montreal, as Administr…

Interim President and Chief Executive Officer — Janet L. Matricciani: Ms. Matricciani's role as Interim President and Chief Executive Officer terminated with the company continuing its search for a permanent successor.

Entry into a Material Definitive Agreement Consent and Limited Modification to Fixed Charge Coverage Ratio Covenant On May 22, 2026, World Acceptance Corporation (the "Company") entered into a Consent and Limited Modification to Fixed Charge Ratio (the "Modification") with Bank of Montreal ("BMO"), as Administrative Agent and Collateral Agent, and the Required Lenders party to the Revolving Credit Agreement dated as of July 22, 2025 (as amended or otherwise modified from time to time, the "Cr…

Results of Operations and Financial Condition; and

President and Chief Executive Officer — R. Chad Prashad: Mr. Prashad resigned to pursue other opportunities.

Other Events On February 11, 2026, the Board of Directors of World Acceptance Corporation (the “Company”) approved a share repurchase program authorizing the Company to repurchase up to $50.0 million of its outstanding common stock inclusive of any amount that remains available for repurchase under prior repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements, available…

Results of Operations and Financial Condition; and

Results of Operations and Financial Condition; and

Entry into a Material Definitive Agreement. Warehouse Facility On September 29, 2025 (the “ Closing Date ”), World Acceptance Corporation (the “ Company ”) and its wholly-owned subsidiary, WFC Receivables I, LLC (the “ Borrower ”), entered into a Credit Agreement, dated as of September 29, 2025 (the “ Credit Agreement ”), by and among the Company, as servicer (the “ Servicer ”), the Borrower, the lenders and agents from time to time parties thereto, Atlas Securitized Products Administration,…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure set forth above in

Other Events Note Redemption On July 22, 2025, an irrevocable notice of full redemption (the “Notice”) of the Company’s 7.000% Senior Secured Notes due 2026 (the “Notes”), was delivered to the holders of the Notes. The Notice calls for the redemption of all of the outstanding Notes (the “Redemption”) on August 29, 2025 (the “Redemption Date”) at a redemption price equal to 101.750% of the principal amount of the Notes, plus accrued and unpaid interest, if any, to but not including, the Redemp…

Entry into a Material Definitive Agreement. Revolving Credit Facility On July 22, 2025, World Acceptance Corporation (the “Company”) entered into a three-year senior secured asset-based credit facility pursuant to the Revolving Credit Agreement (the “Revolving Credit Agreement”), by and among the Company, the lenders named therein (the “Lenders”), and Bank of Montreal, as Administrative Agent and Collateral Agent. The Revolving Credit Agreement replaces the Company’s Prior Credit Facility (as…

below). The Revolving Credit Agreement provides, among other things, aggregate commitments of the Lenders of $640.0 million, with an accordion feature that can increase the aggregate commitments by $150.0 million (for a total commitment, if the full accordion is borrowed, of $790.0 million). The Revolving Credit Agreement permits the Company to make purchases, redemptions or other acquisitions of the Company’s voting or capital stock in an amount up to $100,000,000 for a period of one year pl…

Results of Operations and Financial Condition. On July 24, 2025, the Company issued a press release announcing financial information for its first quarter ended June 30, 2025. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. 1

The filing discloses the approval of a long-term incentive program and stock grants to executives, which is a compensatory arrangement rather than a change in management personnel.

Other Events On April 30, 2025, the Board of Directors of World Acceptance Corporation (the “Company”) approved a share repurchase program authorizing the Company to repurchase up to $20.0 million of its outstanding common stock inclusive of any amount that remains available for repurchase under prior repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements, available fun…

Results of Operations and Financial Condition; and

Other Events On February 12, 2025, the Board of Directors of World Acceptance Corporation (the “Company”) approved a share repurchase program authorizing the Company to repurchase up to $25.0 million of its outstanding common stock inclusive of any amount that remains available for repurchase under prior repurchase authorizations. The timing and actual number of shares repurchased will depend on a variety of factors, including the stock price, corporate and regulatory requirements, available…

Results of Operations and Financial Condition; and

CEO — R. Chad Prashad: The filing discloses the cancellation of unvested performance shares and the grant of new service-based restricted stock to executives, which is a compensatory arrangement rather than a change in management personnel.

Results of Operations and Financial Condition; and

Results of Operations and Financial Condition; and