President — Michael Linford: Michael Linford was promoted from COO to President, expanding his oversight responsibilities without any executive departure.

Results of Operations and Financial Condition. On August 27, 2026, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the "Letter") regarding its financial results for the fourth fiscal quarter ended June 30, 2026. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial mea…

Entry into a Material Definitive Agreement. On June 18, 2026, Affirm Holdings, Inc. (the “Company”), a Nevada corporation, and Affirm, Inc. (the “Borrower”), a Delaware corporation and wholly-owned subsidiary of the Company, as borrower, entered into Amendment No. 4 to the Revolving Credit Agreement (the “Amended Credit Agreement”) with the lenders party thereto and Barclays Bank PLC, as administrative agent (the “Lenders”) and the other parties party thereto. Under the Amended Credit Agreeme…

Director — Ryan Schneider: Appointment of Ryan Schneider as a Class III director and member of the Audit Committee and Nominating and Governance Committee.

Results of Operations and Financial Condition. On May 7, 2026, the Company issued a Shareholder Letter (the “Letter”) regarding its financial results for the third fiscal quarter ended March 31, 2026. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measures to the comparable GAAP f…

Results of Operations and Financial Condition. On February 5, 2026, the Company issued a Shareholder Letter (the “Letter”) regarding its financial results for the second fiscal quarter ended December 31, 2025. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measures to the comparab…

Max Levchin: Grant of an equity award to the Founder and Chief Executive Officer.

Unregistered Sales of Equity Securities. The information provided under

Entry into a Material Definitive Agreement Second Amended and Restated Installment Financing Services Agreement On November 6, 2025, Affirm, Inc. (“Affirm”), a wholly owned subsidiary of Affirm Holdings, Inc. (the “Company”), entered into the Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC (“Amazon Services”) and Amazon Payments, Inc. (the “Restated Agreement”). On February 1, 2026 (the “Effective Date”), the Restated Agreement will supersede…

Results of Operations and Financial Condition. On November 6, 2025, the Company issued a Shareholder Letter (the “Letter”) regarding its financial results for the first fiscal quarter ended September 30, 2025. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measures to the comparab…

The filing details annual equity awards to executive officers, which is a routine compensation matter.

Results of Operations and Financial Condition. On August 28, 2025, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the "Letter") regarding its financial results for the fourth fiscal quarter ended June 30, 2025. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial mea…

Director — Keith Rabois: Keith Rabois resigned as a member of the Board, and Richard Galanti was appointed to succeed him.

Results of Operations and Financial Condition. On May 8, 2025, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the “Letter”) regarding its financial results for the third fiscal quarter ended March 31, 2025. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measure…

Other Events. On February 28, 2025, Affirm Holdings, Inc. filed a prospectus supplement to its automatic shelf registration statement on Form S-3 (Registration No. 333-285421) filed with the Securities and Exchange Commission. This Current Report is being filed solely for the purpose of filing the opinion of Gibson, Dunn & Crutcher LLP relating to the legality of the issuance and sale of the securities set forth in the prospectus supplement, which opinion is attached as Exhibit 5.1 hereto.

Entry into a Material Definitive Agreement. On February 14, 2025 (the “Effective Date”), Affirm, Inc. (“Affirm”), a wholly owned subsidiary of Affirm Holdings, Inc. (the “Company”), entered into a Global Customer Installment Program Agreement with Shopify Inc. (“Shopify”) (the “Agreement”). This agreement supersedes and replaces the Amended and Restated Customer Installment Program Agreement, dated March 18, 2024, as amended on October 10, 2024, November 12, 2024 and December 18, 2024, by and…

Termination of a material definitive agreement. The information set forth in

Results of Operations and Financial Condition. On February 6, 2025 , Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the “Letter”) regarding its financial results for the second fiscal quarter ended December 31, 2024. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financi…

Other Events. 2026 Note Repurchases and Share Repurchases In connection with the sale of the Notes, the Company repurchased $960 million aggregate principal amount of the Company’s 0% convertible notes due 2026 (the “2026 notes”) for $892.8 million in separate and privately negotiated transactions with certain holders of the 2026 notes. The 2026 note repurchases are expected to settle on or about December 20, 2024. In addition, on December 20, 2024, the Company completed the repurchase of 3,5…

Unregistered Sales of Equity Securities. The information set forth in

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in

Entry into a Material Definitive Agreement. Indenture and Notes On December 20, 2024, Affirm Holdings, Inc. (the “Company”) sold to Morgan Stanley & Co. LLC, Barclays Capital Inc. and J.P. Morgan Securities LLC, as representatives (the “Representatives”) of the several initial purchasers (the “Initial Purchasers”), and the Initial Purchasers purchased from the Company, $920 million aggregate principal amount of the Company’s 0.75% Convertible Senior Notes due 2029 (the “Notes”), pursuant to a…

Other Events. On December 17, 2024, Affirm Holdings, Inc. (the “Company”) issued a press release announcing the pricing of its offering of convertible senior notes due 2029 (the “Notes”) in a private placement to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended. The Company also granted the initial purchasers of the Notes an option to purchase additional Notes within a 13-day period beginning on, and including,…

Other Events. On December 16, 2024, Affirm Holdings, Inc. (the “Company”) issued a press release announcing its intention to offer convertible senior notes due 2029 (the “Notes”) in a private placement to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. This Current Report on Form 8-K shall not constitute an…

Results of Operations and Financial Condition. On November 7, 2024, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the “Letter”) regarding its financial results for the first fiscal quarter ended September 30, 2024. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference. The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financia…