Other Events On October 22, 2026, the Company also issued a press release announcing that the Company's Board of Directors (the “Board”) declared a cash dividend of $0.09 per share of its Class A common stock. The dividend is payable on November 27, 2026, to shareholders of record at the close of business on November 13, 2026. A copy of the press release is attached as Exhibit 99.3 to this Current Report on Form 8-K. In addition, on October 21, 2026, the Board of Directors of the Company appr…

of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act", or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act , except as shall be expressly set forth by specific ref…

Entry into Material Definitive Agreement. On September 14, 2026, Amerant Bancorp Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Raymond James & Associates, Inc. (the “Underwriter”) providing for the offer and sale of the Company's $50 million aggregate principal amount of 7.00% Senior Notes due 2031 (the “Notes”) pursuant to an automatic shelf registration statement on Form S-3ASR (File No. 333-296741) filed with and automatically effective upo…

Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of the Registrant. The information set forth under

CEO — Carlos Iafigliola: The filing discloses the execution of a standard employment agreement for the sitting CEO, which is a compensatory arrangement rather than a change in management status.

Chief Risk Officer — Alberto Capriles: Alberto Capriles retired as Chief Risk Officer, and Yecimar Tirado Camacho was appointed to the role.

of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in suc…

Other Events On July 23, 2026, the Company also issued a press release announcing that the Company's Board of Directors (the “Board”) declared a cash dividend of $0.09 per share of its Class A common stock. The dividend is payable on August 28, 2026, to shareholders of record at the close of business on August 14, 2026. A copy of the press release is attached as Exhibit 99.3 to this Current Report on Form 8-K.

Senior Executive Vice President and Chief Risk Officer — Alberto Capriles: Mr. Capriles plans to retire but will assist with the transition.

Chief Operating Officer — Adrian Rodriguez: Adrian Rodriguez was promoted to Chief Operating Officer with specified compensation terms.

Chief Operating Officer — Adrian Rodriguez: Adrian Rodriguez was promoted to Executive Vice President and Chief Operating Officer.

President and Chief Executive Officer — Carlos Iafigliola: Mr. Iafigliola was promoted from Interim Chief Executive Officer to President and CEO.

of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in suc…

Other Events On April 23, 2026, the Company also issued a press release announcing that the Company's Board of Directors (the “Board”) declared a cash dividend of $0.09 per share of its Class A common stock. The dividend is payable on May 29, 2026, to shareholders of record at the close of business on May 15, 2026. A copy of the press release is attached as Exhibit 99.3 to this Current Report on Form 8-K.

Director — Pamella J. Dana: Dr. Dana will not seek reelection as a director at the upcoming annual meeting.

of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in suc…

Other Events On January 22, 2026, the Company also issued a press release announcing that the Company's Board of Directors (the “Board”) declared a cash dividend of $0.09 per share of its Class A common stock. The dividend is payable on February 27, 2026, to shareholders of record at the close of business on February 13, 2026. In addition, the Company announced that the Board authorized a new share repurchase program, pursuant to which the Company may purchase, from time to time, up to an agg…

Entry into a Material Definitive Agreement. On December 31, 2025, Amerant Bank, N.A. (the “Bank”), a wholly-owned subsidiary of Amerant Bancorp Inc. (the “Company”), on the one hand, and Peachtree Group (the “Purchaser”), on the other hand, entered into an Asset Sale Agreement (the “Agreement”) relating to the sale by the Bank to the Purchaser of up to five loans (the “Loans”) with an estimated outstanding principal balance of $74.0 million as of December 31, 2025. The Agreement contains cust…

President and Chief Executive Officer — Jerry Plush: Jerry Plush stepped down as President and CEO with a severance package.

Interim Chief Executive Officer / Interim Chief Operating Officer — Carlos Iafigliola / Adrian Rodriguez: Internal promotions of Carlos Iafigliola to Interim Chief Executive Officer and Adrian Rodriguez to Interim Chief Operating Officer.

President and Chief Executive Officer — Jerry Plush: Mr. Plush stepped down as President and CEO with no immediate successor.

of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in suc…

Other Events Included in the Press Release is an announcement that, on October 22, 2025, the Company’s Board of Directors declared a cash dividend of $0.09 per share of common stock. The dividend is payable on November 28, 2025, to shareholders of record at the close of business on November 14, 2025.

Senior Executive Vice-President and Chief Commercial Banking Officer — Juan Esterripa: Mr. Esterripa stepped down from his positions with the company and received a severance package.

Senior Executive Vice-President and Chief Commercial Banking Officer — Juan Esterripa: Mr. Esterripa will step down from his position with the Company and the Bank.