Amerant Bancorp, Inc. (AMTB)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
$29.54-1.76%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · AMTB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 8.2% |
| Our one-year growth estimate | diamond | -16.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 24.8 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
AMTB — capital allocation — Creation of a Direct Financial Obligation or an Obligation Under an Off-Balan…
Dated 2026-09-17
Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of the Registrant. The information set forth under
Why it matters: Core deposits fell 2.0% in Q3, while loans grew 3.0%. More core deposits would ease pressure on bank funding.
Supportive ifQ4 core deposits rise above Q3's $6.3 billion and total deposits rise above $8.2 billion.
Worry ifQ4 core deposits fall below $6.3 billion or total deposits fall below $8.2 billion.
Why it matters: The board declared a $0.09 dividend, continuing the bank's recent cash returns. Payment would confirm the stated plan for this quarter.
Supportive ifAmerant pays $0.09 per share on November 27 to holders of record on November 13.
Worry ifAmerant delays, cuts, or cancels the announced $0.09 per share dividend before it is paid.
Why it matters: Amerant issued $50 million of notes at 7.00%. Use of the funds and future interest costs will show how this debt affects earnings and growth.
Worry ifFuture results show interest expense on the $50 million notes. Loan growth or another stated use of funds does not rise to match.
Less concerning ifThe next results link the note proceeds to bank growth or debt repayment. Net interest income also exceeds Q3's $90.5 million.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$92 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $252 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,214 loss on $10,000 · 12.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.