Bank First Corp. (BFC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$147.45-1.44%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · BFC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
“During the most recent quarter, we made meaningful progress toward our planned December 4, 2026 acquisition of Peoples while adding experienced leaders to support our continued organic growth,” stat…
Stated in 1 of 3 supplied quarters. Management reported: ““During the most recent quarter, we made meaningful progress toward our planned December 4, 2026 acquisition of Peoples while adding experienced leaders to support our continued organic growth,” stated Mike Molepske, Chairman and CEO of Bank First.” “Grows the combined organization to over $7.6 billion in assets, enhancing lending capacity, service capabilities, and opportunities to support individuals and businesses.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
““During the most recent quarter, we made meaningful progress toward our planned December 4, 2026 acquisition of Peoples while adding experienced leaders to support our continued organic growth,” stat…”
Our answer is simple: we will continue to grow with discipline.
Stated in 1 of 3 supplied quarters. Management reported: “Our answer is simple: we will continue to grow with discipline.” “We will not compromise our acquisition standards simply to reach a regulatory threshold.”
“Our answer is simple: we will continue to grow with discipline.”
Full realization of expected cost savings from operational synergies began during 26Q3 and are anticipated to be fully realized during future quarters.
Stated in 2 of 3 supplied quarters. Management reported: “Full realization of expected cost savings from operational synergies began during 26Q3 and are anticipated to be fully realized during future quarters.” “While personnel expense declined from $16.8 million in 26Q2 to $15.8 million in 26Q3, severance costs during 26Q2 totaling $1.3 million from the Centre acquisition mask a quarter-over-quarter increase in ongoing personnel costs as the Bank added several senior individuals in preparation of both the Peoples acquisition and future organic and acquisitive growth.”
“Full realization of expected cost savings from operational synergies began during 26Q3 and are anticipated to be fully realized during future quarters.”
“Prior to this conversion, some operational areas of the Bank have redundancies, and full realization of expected cost savings from operational synergies will not be realized until future quarters.”
Their warm welcome reflects the positive response we have also received from customers and shareholders of Peoples, who recognize the opportunities this merger will create through expanded retail pro…
Stated in 2 of 3 supplied quarters. Management reported: “The integration of these specialized services is already enhancing our ability to deliver comprehensive financial solutions across our legacy markets, and we are actively investing in the continued build-out of our Wealth Management platform throughout our footprint.” “Their warm welcome reflects the positive response we have also received from customers and shareholders of Peoples, who recognize the opportunities this merger will create through expanded retail products, enhanced trust and wealth management services, more sophisticated treasury management tools, and greater lending capacity.””
“Their warm welcome reflects the positive response we have also received from customers and shareholders of Peoples, who recognize the opportunities this merger will create through expanded retail pro…”
“The integration of these specialized services is already enhancing our ability to deliver comprehensive financial solutions across our legacy markets, and we are actively investing in the continued b…”
Continue raising the quarterly cash dividend as stated in consecutive quarterly earnings releases.
Over the trailing year it converted -0.00x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-04.