Bread Financial Holdings, Inc. (BFH)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · BFH
Next print, the company's guidance track record, and the earnings events we've seen in the last few years.
Likelihood the company beats analyst consensus on its next print. Read from its own beat history plus how sector peers have been reporting. Not a price-direction call: a serial beater often has the beat already priced in.
Prints it beat consensus, recent quarters.
Indicative, not a guarantee. Base rate ~71%.
Industry peers that beat since this name last reported.
Management's most recent EPS guidance action.
expected = 0.35*own_median(25.0) + peer(0.2*5.7) + term(0.0) → 9.88% (capped ±15.0)
in 45 days
Average absolute move on past earnings days.
Annualized: recent baseline volatility.
Of the last 0 guided quarters.
Actual vs. guided EPS, signed.
Excess return vs. sector ETF, day after print.
Provisional scorecard: fewer than 4 guided quarters in the corpus.
Earnings prints and pre-announcements detected in the SEC filing stream.
Results of Operations and Financial Condition. On July 23, 2026, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the quarter ended June 30, 2026 (the “Q2 2026 Earnings Release”). Copies of the Q2 2026 Earnings Release and the related financial supplement are furnished as Exhibit 99.1 and Exhibit 99.2 hereto, respectively.
Quarterly EPS and revenue actuals vs. consensus across the last eight quarters (including beat/miss size and the forward consensus heading into the next print) are on the way.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Results of Operations and Financial Condition. On April 23, 2026, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the quarter ended March 31, 2026 (the “Q1 2026 Earnings Release”). Copies of the Q1 2026 Earnings Release and the related financial supplement are furnished as Exhibit 99.1 and Exhibit 99.2 hereto, respectively.
Results of Operations and Financial Condition. On January 29, 2026, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the fourth quarter ended December 31, 2025 (the “Q4 2025 Earnings Release”). Copies of the Q4 2025 Earnings Release and the related financial supplement are furnished as Exhibit 99.1 and Exhibit 99.2 hereto, respectively.
Results of Operations and Financial Condition. On October 23, 2025, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the third quarter ended September 30, 2025 (the “Q3 2025 Earnings Release”). A copy of the Q3 2025 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On July 24, 2025, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the second quarter ended June 30, 2025 (the “Q2 2025 Earnings Release”). A copy of the Q2 2025 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On April 24, 2025, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the first quarter ended March 31, 2025 (the “Q1 2025 Earnings Release”). A copy of the Q1 2025 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On January 30, 2025, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the fourth quarter and fiscal year ended December 31, 2024 (the “Q4 2024 Earnings Release”). A copy of the Q4 2024 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On October 24, 2024, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the third quarter ended September 30, 2024 (the “Q3 2024 Earnings Release”). A copy of the Q3 2024 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On July 25, 2024, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the second quarter ended June 30, 2024 (the “Q2 2024 Earnings Release”). A copy of the Q2 2024 Earnings Release is furnished as Exhibit 99.1 hereto.
Results of Operations and Financial Condition. On April 25, 2024, Bread Financial Holdings, Inc. (the “Company”) issued a press release regarding its results of operations for the first quarter ended March 31, 2024 (the “Q1 2024 Earnings Release”). A copy of the Q1 2024 Earnings Release is furnished as Exhibit 99.1 hereto.