BEELINE HOLDINGS INC (BLNE)
NASDAQFinancialsFinancial - MortgagesSnapshot 2026-11-04
$0.61-12.30%
Close 2026-11-05 · 1-day change
NASDAQFinancialsFinancial - MortgagesSnapshot 2026-11-04
QuarterlyIQ Insights · BLNE
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -54.9% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 61.6% |
Growth built into the price is above our model estimate.
The price assumes 116.5 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Elevated risk of a next-quarter earnings miss: this name is a smaller-cap name (higher miss base rate) and has erratic recent earnings surprises. A fundamental tilt, not a price call.
Model as of 2026-11-04 · Compared with 2 industry peers
BLNE — earnings miss
Dated 2026-08-13
and Exhibit 99.1 hereto shall not be deemed “filed” for the purposes of or otherwise subject to the liabilities under Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Unless expressly incorporated into a filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, the information contained in this
Why it matters: A completed deal could add a home-equity product that earns fees beyond mortgage lending. The proposed deal still needs approval and signed terms.
Watch forBeeline signs final TYTL deal terms and announces a shareholder vote on the transaction.
Also watch forBeeline ends talks, withdraws the deal, or fails to secure shareholder approval.
Why it matters: Beeline said Q3 could rank among its strongest revenue quarters. Q2 revenue was $2.6 million.
Supportive ifOn the Nov. 12 call, Q3 revenue is above $2.6 million and management reports growth in Bank Statement or DSCR loans.
Worry ifQ3 revenue is $2.6 million or less, or management reports weaker Non-QM loan growth.
Why it matters: Higher margins would support Beeline’s shift to higher-margin loans. The company reported a 9.4% rise in Q2.
Supportive ifThe Nov. 12 results show operating margins above Q2, with Q3 margins higher than the prior quarter.
Worry ifQ3 operating margins are flat or lower than Q2, or management says loan mix did not lift margins.
Why it matters: The note was due 60 days after July 31. Repayment or new funding matters for a company with $1.5 million in Q2 cash.
Worry ifA filing shows the $350,000 note was not repaid by its 60-day due date, or reports a default or extension.
Less concerning ifA filing confirms full repayment by the due date, with no new short-term debt replacing it.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$274 on $10,000 · ±2.7% | How much price usually moves either way. |
| Bad day | $888 loss on $10,000 · 8.9% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $8,246 loss on $10,000 · 82.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.