First Busey Corp. (BUSE)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$28.67-2.38%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · BUSE
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks BUSE against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Deposit growth remained a highlight, increasing at an annualized rate of 11% for the second consecutive quarter as we continued to add relationships and deepen client primacy across our markets.
Stated in 3 of 3 supplied quarters. Management reported: “Deposit growth remained a highlight, increasing at an annualized rate of 11% for the second consecutive quarter as we continued to add relationships and deepen client primacy across our markets.” “Deposit balances increased by $408.8 million, or 2.7%, primarily as a result of seasonal public funds inflows and strategic efforts to grow core customer deposits.”
“Deposit growth remained a highlight, increasing at an annualized rate of 11% for the second consecutive quarter as we continued to add relationships and deepen client primacy across our markets.”
“As we enter the second half of 2026, Busey’s indomitable balance sheet provides the flexibility to support our clients in a volatile environment while continuing to optimize capital allocation to dri…”
“As we look ahead to the rest of the year, we have significant momentum with the addition of talent to the organization, and new business pipelines are building.”
Busey remains focused on prudently managing its expense base and operating efficiency.
Stated in 3 of 3 supplied quarters. Management reported: “Busey remains focused on prudently managing its expense base and operating efficiency.” “Total noninterest expense decreased by 13.0% compared to the first quarter of 2026, and by 11.9% compared to the second quarter of 2025.”
“Busey remains focused on prudently managing its expense base and operating efficiency.”
As we enter the second half of 2026, Busey’s indomitable balance sheet provides the flexibility to support our clients in a volatile environment while continuing to optimize capital allocation to dri…
Stated in 2 of 3 supplied quarters. Management reported: “As we enter the second half of 2026, Busey’s indomitable balance sheet provides the flexibility to support our clients in a volatile environment while continuing to optimize capital allocation to drive long-term value for our shareholders.” “With robust capital and ample liquidity, Busey remains well positioned to drive meaningful value for our associates, clients, communities, and shareholders in this volatile macro environment.”
Continue growing wealth management fees and assets under care as part of Busey's diversified financial services offerings.
Continue to increase adjusted diluted EPS and improve profitability metrics including return on assets and return on tangible common equity.
Over the trailing year it converted 1.99x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
23 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.
“Total noninterest expense decreased by 13.0% compared to the first quarter of 2026, and by 11.9% compared to the second quarter of 2025.”
“As the business grows, Busey remains focused on prudently managing its expense base and operating efficiently.”
“As we enter the second half of 2026, Busey’s indomitable balance sheet provides the flexibility to support our clients in a volatile environment while continuing to optimize capital allocation to dri…”
“With robust capital and ample liquidity, Busey remains well positioned to drive meaningful value for our associates, clients, communities, and shareholders in this volatile macro environment.”