by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

President — Anthony Sharett: The President is resigning to pursue other opportunities, and the company is reorganizing his responsibilities rather than naming a direct successor, indicating a loss of a senior executive.

Other Events. On August 20, 2026, the Registrant issued a press release announcing declaration of a cash dividend for the fourth quarter of its fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Other Events. On May 21, 2026, the Registrant issued a press release announcing declaration of a cash dividend for the third quarter of its fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Other Events. On February 26, 2026, the Registrant issued a press release announcing declaration of a cash dividend for the second quarter of its fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Changes in Registrant's Certifying Accountant. The Audit Committee (the "Committee") of the Boards of Directors of Pathward Financial, Inc. (the “ Company ”) and Pathward Financial, N.A. conducted a competitive process to select the audit firm to serve as the Company’s independent registered public accounting firm for the fiscal year ending September 30, 2026. Following that process, on December 23, 2025, KPMG LLP (“KPMG”) was appointed to serve as the Company’s independent registered public…

Other Events. On November 20, 2025, the Registrant issued a press release announcing declaration of a cash dividend for the first quarter of fiscal year 2026. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On August 26, 2025, Pathward Financial, Inc. ("Pathward Financial" or the “Company”) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”), indicating that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q…

and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. Forward-Looking Statements This report contains forward-looking statements which are made pursuant to…

Other Events. On August 21, 2025, the Registrant issued a press release announcing declaration of a cash dividend for the fourth quarter of fiscal year 2025. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Non-Reliance on Previously Issued Financial Statements or a Related Audit Report or a Completed Interim Review. On June 26, 2025, the Audit Committee (the “Audit Committee”) of the Board of Directors of Pathward Financial, Inc. (“Pathward Financial” or the “Company”), after discussion with management and the Company’s independent registered public accounting firm, Crowe LLP, concluded that the Company’s audited consolidated financial statements as of the fiscal years ended September 30, 2024…

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On May 22, 2025, Pathward Financial, Inc. ("Pathward Financial" or the “Company”) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”). The Notice indicated that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on For…

and Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing. Forward-Looking Statements This report contains forward-looking statements which are made pursuant to…

Other Events. On May 22, 2025, the Registrant issued a press release announcing declaration of a cash dividend for the third quarter of fiscal year 2025. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Other Events. On February 27, 2025, the Registrant issued a press release announcing declaration of a cash dividend for the second quarter of its fiscal year 2025. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

by reference. The information in this Item 2.02, including Exhibit 99.1, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act of 1933, as amended (the "Securities Act"), except to the extent specifically provided in any such filing.

Other Events. On November 21, 2024, the Registrant issued a press release announcing declaration of a cash dividend for the first quarter of its fiscal year 2025. A copy of the press release is attached hereto as Exhibit 99.1 as incorporated herein by reference.

shall not be deemed to be “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities thereof, nor shall it be deemed to be incorporated by reference in any filing under the Exchange Act or under the Securities Act, except to the extent specifically provided in any such filing. Forward-Looking Statements This Current Report contains certain “forward-looking statements” with respect to our earnings per diluted share guidance, which are made in good faith by…

Completion of Acquisition or Disposition of Assets. On October 31, 2024, Pathward, N.A. (“Pathward”) a wholly owned subsidiary of Pathward Financial, Inc. (the “Company”), completed the sale (the “Transaction”) of substantially all of the assets and liabilities related to Pathward’s commercial insurance premium finance business (the “Business”) pursuant to the previously disclosed Asset Purchase and Sale Agreement (the “Purchase Agreement”) dated August 28, 2024 with Honor Capital Corporation…