Pathward Financial, Inc. (CASH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$76.64-3.00%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CASH
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 200.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We successfully advanced the strategic priorities we set out to accomplish last year, and this was no small feat.
Stated in 4 of 4 supplied quarters. Management reported: “We successfully advanced the strategic priorities we set out to accomplish last year, and this was no small feat.” “We remain focused on supporting our partners and advancing our long-term strategy of being the trusted platform that enables our partners to thrive."” Revenue was $189.644 million in 2026-Q3.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“We successfully advanced the strategic priorities we set out to accomplish last year, and this was no small feat.”
“We remain focused on supporting our partners and advancing our long-term strategy of being the trusted platform that enables our partners to thrive."”
“CEO Brett Pharr said, "At the midpoint of our fiscal year, we continue to make good progress on our goals and execute on our long-term strategy — being the trusted platform that enables our partners…”
“We believe we have put ourselves in a strong position to continue delivering on our strategy and remaining the trusted platform that enables our partners to thrive."”
• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execut…
Stated in 3 of 4 supplied quarters. Management reported: “• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute on its long-term strategy.” “• Noninterest expense decreased 7% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute on its long-term strategy.”
“• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execut…”
“• Noninterest expense decreased 7% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute…”
“We believe that the Company continues to manage expenses well while simultaneously investing in people, processes and systems to execute on its long-term strategy.”
Our tax season is going very well with tax-related products leading the way in revenue growth for the quarter.
Stated in 1 of 4 supplied quarters. Management reported: “Our tax season is going very well with tax-related products leading the way in revenue growth for the quarter.” “This increase is the result of significant work to grow this business, increase market share and evolve the underwriting model.”
“Our tax season is going very well with tax-related products leading the way in revenue growth for the quarter.”
We extended contracts with partners, grew noninterest income, and grew net interest income in commercial finance."
Stated in 2 of 4 supplied quarters. Management reported: “We extended contracts with partners, grew noninterest income, and grew net interest income in commercial finance."” “Net interest income from our commercial finance loans also increased significantly as well.”
“We extended contracts with partners, grew noninterest income, and grew net interest income in commercial finance."”
“Net interest income from our commercial finance loans also increased significantly as well.”
• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execut…
Stated in 3 of 4 supplied quarters. Management reported: “• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute on its long-term strategy.” “• Noninterest expense decreased 7% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute on its long-term strategy.”
“• Noninterest expense decreased 10% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execut…”
“• Noninterest expense decreased 7% as a result of disciplined expense management while the Company continued to make strategic investments across people, processes, and technology in order to execute…”
“We believe that the Company continues to manage expenses well while simultaneously investing in people, processes and systems to execute on its long-term strategy.”
Over the trailing year it converted 1.46x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
15 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.