Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
CB Financial Services, Inc. (CBFV)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$40.70-1.21%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
3.43 → 3.45 EPS · FY ending Dec 31, 2027 · 2 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 2 to 2; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for CBFV yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Maintain dividend near $0.28 per share | The company pays a stable dividend of $0.28 per share. | Intact | dividend cut below $0.28 per share | Required source inputs unavailable Cannot calculate Dividend per share from the available matching source inputs. Missing inputs are not treated as zero. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a regional banking business with a mixed, execution-dependent long-term thesis, not a clear durable compounder right now. Management is delivering on deposit growth and treasury services, while loan growth is mixed and recent company momentum weakened.
CBFV is valued at a modest premium to peers, and the valuation evidence labels it stretched. The expectations gap is positive but limited, so the market appears to allow for some execution progress without fully reflecting the broader fragile-execution picture.
Near term, the October 26 earnings miss and a run of misses raise concern, though the stated miss risk is low; recent performance is neutral overall. Over the multi-year view, lower deposit costs, growth in organic deposits, and a shift toward commercial loans support the business, but total deposits were essentially flat in the latest quarter and total loans were stable year to date.
The next guidance update is a key near-term swing factor, since a cut would add to concerns about execution. The multi-year view also depends on deposit growth and lower funding costs continuing, while rate changes and broader financial-sector results could shape the backdrop.
CBFV has evidence of progress in funding and business mix, but the recent earnings miss, fragile execution, and stretched valuation keep the 1-3 year thesis in a watch state. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| A primary condition in CB Financial Services, Inc.'s published investment case. The stated target is >= $0.40 increase in EPS per year. |
| Improving |
| annual EPS growth falls below $0.40 |
Diluted EPS: $0.99 per share FY2026-Q3; GAAP. Published target: >= $0.40 increase in EPS per year. Target period is not explicitly aligned with this observation. Oct 26, 20260.99 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Revenue decline limited to no worse than -9% next year | A supporting condition in CB Financial Services, Inc.'s published investment case. The stated target is revenue decline no worse than -9.3% YoY. | Intact | revenue decline worse than -9.3% YoY | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$3.32 → $3.45 · observed estimates
$0.07B → $0.07B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $3.32 | $66,600,000 | 3 / 1 |
| 2026-07-25 | $3.32 | $67,250,000 | 2 / 1 |
| 2026-07-26 | $3.32 | $66,600,000 | 3 / 1 |
| 2026-07-27 | $3.32 | $66,600,000 | 3 / 1 |
| 2026-07-28 | $3.32 | $66,600,000 | 3 / 1 |
| 2026-07-29 | $3.32 | $66,600,000 | 3 / 1 |
| 2026-07-30 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-07-31 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-01 | $3.33 | $69,600,000 | 3 / 1 |
| 2026-08-02 | $3.33 | $69,600,000 | 3 / 1 |
| 2026-08-03 | $3.33 | $69,600,000 | 3 / 1 |
| 2026-08-04 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-05 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-06 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-07 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-08 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-09 | $3.36 | $69,600,000 | 3 / 1 |
| 2026-08-10 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-11 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-12 | $3.36 | $69,600,000 | 3 / 1 |
| 2026-08-13 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-14 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-15 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-16 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-17 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-18 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-19 | $3.33 | $68,750,000 | 2 / 1 |
| 2026-08-20 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-21 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-22 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-23 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-24 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-25 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-26 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-27 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-28 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-29 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-30 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-08-31 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-01 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-02 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-03 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-04 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-05 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-06 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-07 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-08 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-09 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-10 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-11 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-12 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-13 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-14 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-15 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-16 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-17 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-18 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-19 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-20 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-21 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-22 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-23 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-24 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-25 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-26 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-27 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-28 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-29 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-09-30 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-01 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-02 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-03 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-04 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-05 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-06 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-07 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-08 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-09 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-10 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-11 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-12 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-13 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-14 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-15 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-16 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-17 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-18 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-19 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-20 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-21 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-22 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-23 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-24 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-25 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-26 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-27 | $3.43 | $69,250,000 | 2 / 1 |
| 2026-10-28 | $3.44 | $69,000,000 | 2 / 1 |
| 2026-10-29 | $3.44 | $69,000,000 | 2 / 1 |
| 2026-10-30 | $3.44 | $69,000,000 | 2 / 1 |
| 2026-10-31 | $3.44 | $69,000,000 | 2 / 1 |
| 2026-11-01 | $3.44 | $68,350,000 | 2 / 1 |
| 2026-11-02 | $3.44 | $68,350,000 | 2 / 1 |
| 2026-11-03 | $3.45 | $68,350,000 | 2 / 1 |
| 2026-11-04 | $3.45 | $68,350,000 | 2 / 1 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 2 Buy / Strong Buy · 1 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 2 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.