Capital Bancorp, Inc. (CBNK)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$42.60-2.70%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CBNK
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…
Stated in 3 of 3 supplied quarters. Management reported: “Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized) from 2Q 2026 as we continued to execute on strategic growth initiatives and incurred merger-related expenses related to the pending merger with Peoples.” ““We continue to execute on our growth strategy across the franchise, delivering strong customer deposit growth, solid loan production and broad-based fee income expansion" said Ed Barry, CEO of the Company.” Revenue was $69.959 million in 2026-Q2.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated weak grew net income 57% of the time over the next year (vs 59% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…”
““We continue to execute on our growth strategy across the franchise, delivering strong customer deposit growth, solid loan production and broad-based fee income expansion" said Ed Barry, CEO of the C…”
“First Quarter 2026 Highlights • Delivered strong balance sheet growth, with gross loans increasing 9.2% (annualized) from 4Q 2025, driven by continued momentum in the Commercial Bank • Generated robu…”
Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…
Stated in 3 of 3 supplied quarters. Management reported: “Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized) from 2Q 2026 as we continued to execute on strategic growth initiatives and incurred merger-related expenses related to the pending merger with Peoples.” ““The increase in non-interest expenses year-over-year reflects our continued investment in strategic initiatives, including our unsecured card platform, the expansion of our targeted C&I verticals, and our customer-facing and back-office technology infrastructure.”
“Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…”
““The increase in non-interest expenses year-over-year reflects our continued investment in strategic initiatives, including our unsecured card platform, the expansion of our targeted C&I verticals, a…”
““We expect these expenditures to enable technology advancements in customer experience and back office efficiency, and to support the introduction by OpenSky ™ of new products.”
Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…
Stated in 1 of 3 supplied quarters. Management reported: “Upon completion of the Merger, the combined company is expected to have approximately $14 billion in total assets, $10 billion in total loans and $11 billion in total deposits, with over 150 banking locations across eight states and Washington, D.C., in addition to nationwide specialty financial services platforms.” “Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized) from 2Q 2026 as we continued to execute on strategic growth initiatives and incurred merger-related expenses related to the pending merger with Peoples.”
“Excluding deposits from title companies and the single customer relationship, deposits increased $82.5 million or 11.8% (annualized) • Noninterest expenses increased $2.5 million or 23.3% (annualized…”
Prudent and disciplined financial management is demonstrated in our ability to deliver strong profitability in a volatile operating environment."
Stated in 3 of 3 supplied quarters. Management reported: “Prudent and disciplined financial management is demonstrated in our ability to deliver strong profitability in a volatile operating environment."” ““We are pleased that the sustained organic growth at the Commercial Bank permits us to accommodate an increase in noninterest expenses, while, at the same time, providing our stockholders with reasonable returns and a steadily growing TBV,” said Steven J.” Net income was $14.250 million in 2026-Q2.
“Prudent and disciplined financial management is demonstrated in our ability to deliver strong profitability in a volatile operating environment."”
“We believe these investments strengthen our franchise and will continue to reduce our exposure to cyber risks, credit losses at OpenSky ™ , enhance our customers' experience, and, ultimately, improve…”
““We are pleased that the sustained organic growth at the Commercial Bank permits us to accommodate an increase in noninterest expenses, while, at the same time, providing our stockholders with reason…”
Continue shareholder capital returns through declared dividends and the stock repurchase program.
Over the trailing year it converted 1.13x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
20 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.