Results of Operations and Financial Condition. Financial Results for the Second Quarter of 2026 On August 5, 2026, Chime Financial, Inc. (“Chime”, "the Company" "we", "us") issued a press release regarding its financial results for the quarter ended June 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. As previously announced, Chime will host an earnings call on August 5, 2026 at 3:00 p.m. PT/6:00 p.m. ET. The information furnished with this Item 2.02, includ…

Costs Associated with Exit or Disposal Activities. On July 31, 2026, the Company committed to a reorganization (the “Plan”) to better align the Company’s personnel with its strategic priorities, improve operational efficiency, and position the Company for continued growth. The Plan involves the reduction of approximately 10% of the Company’s total workforce. The Company estimates that it will incur approximately $16 million to $20 million in net cash restructuring charges in the third quarter…

Chief Financial Officer — Matthew Newcomb: Mr. Newcomb is stepping down as CFO with an orderly transition plan in place.

Results of Operations and Financial Condition. Financial Results for the First Quarter of 2026 On May 6, 2026, Chime Financial, Inc. (“Chime”) issued a press release regarding its financial results for the quarter and full year ended March 31, 2026. A copy of the press release is furnished as Exhibit 99.1 to this report. As previously announced, Chime will host an earnings call on May 6, 2026 at 2:00 p.m. PT/5:00 p.m. ET. The information furnished with this Item 2.02, including Exhibit 99.1,…

Other Events. Share Repurchase Program On May 4, 2026, Chime’s board of directors approved an additional share repurchase authorization pursuant to which Chime may repurchase up to $200.0 million of its outstanding Class A common stock. Under this program, Chime is authorized to repurchase shares of its Class A common stock from time to time through open market transactions, privately negotiated transactions and other means subject to market conditions and in compliance with applicable securi…

Results of Operations and Financial Condition. Financial Results for the Fourth Quarter and Full Year of 2025 On February 25, 2026, Chime Financial, Inc. (“Chime”) issued a press release regarding its financial results for the quarter and full year ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. As previously announced, Chime will host an earnings call on February 25, 2026 at 2:00 p.m. PT/5:00 p.m. ET. The information furnished with this Item…

President — Mark Troughton: Mr. Troughton was promoted to President from Chief Operating Officer.

Results of Operations and Financial Condition. Financial Results for the Third Quarter of 2025 On November 5, 2025, Chime Financial, Inc. (“Chime") issued a press release regarding its financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. As previously announced, Chime will host an earnings call on November 5, 2025 at 2:00 p.m. PT/5:00 p.m. ET. The information furnished with this Item 2.02, including Exhibit 99.1,…

Other Events. Share Repurchase Program On November 4, 2025, Chime’s board of directors authorized a share repurchase program under which Chime may repurchase up to $200.0 million of its outstanding Class A common stock. Under this program, Chime is authorized to repurchase shares of its Class A common stock from time to time through open market transactions, privately negotiated transactions and other means subject to market conditions and in compliance with applicable securities laws, includ…

Results of Operations and Financial Condition. Financial Results for the Second Quarter of 2025 On August 7, 2025, Chime Financial, Inc. (“Chime") issued a press release regarding its financial results for the quarter ended June 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report. As previously announced, Chime will host an earnings call on August 7, 2025 at 3:00 p.m. PT/6:00 p.m. ET. The information furnished with this Item 2.02, including Exhibit 99.1, shall no…