Other Events On July 30, 2026, the Company announced that its Board of Directors has approved a quarterly cash dividend of $0.05 per share, payable on August 26, 2026, to shareholders of record as of August 12, 2026.

Results of Operations and Financial Condition On July 30, 2026, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three and six months ended June 30, 2026. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Director — John P. Connors, Jr., Timothy C. Harrison, Steven M. Klein, Paul V. Stahlin: The company expanded its board and appointed four new directors as part of a merger.

Other Events On July 16, 2026, Columbia Financial, Inc., a Maryland corporation (the " Company "), issued a press release announcing the results of its firm commitment underwritten offering in connection with the second-step conversion of Columbia Financial, Inc., a Delaware corporation (the " Holding Company ", along with the final subscription offering exchange ratio with respect to shares of Holding Company common stock held by the Holding Company’s minority stockholders. The press release…

Other Events On July 1, 2026, Columbia Financial, Inc., a Delaware corporation (“ Columbia Financial ”), issued a press release announcing that at its Annual Meeting of Stockholders held on June 25, 2026, its stockholders approved the Plan of Conversion and Reorganization whereby Columbia Bank MHC, the mutual holding company of Columbia Financial and Columbia Bank (the “ MHC ”), will convert from mutual holding company form to the fully public stock holding company form (the “ Conversion ”),…

Entry Into Material Definitive Agreement Delaware corporation, Columbia Bank, MHC and Columbia Bank entered into an Agency Agreement with Keefe Bruyette & Woods, Inc. (“KBW”), which will assist the Company on a best efforts basis in selling the shares of the Company’s common stock in the Company’s subscription and community offerings, and act as lead-left book running manager for any firm commitment underwritten offering. KBW will receive a fee of 1.0% of the aggregate purchase price of all s…

New employment agreements were signed with several executives, outlining their compensation and benefits.

principal financial officer and principal accounting officer for SEC reporting matters — Thomas Splaine, Jr.: Thomas Splaine, Jr. was designated as the principal financial officer and principal accounting officer for SEC reporting matters.

Results of Operations and Financial Condition On April 20, 2026, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three months ended March 31, 2026. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Director — Paul Van Ostenbridge: Paul Van Ostenbridge intends to retire from the Boards of Directors at the Company’s 2026 annual meeting.

First Senior Executive Vice President and Chief Banking Officer, Executive Vice President and Chief Financial Officer — Dennis E. Gibney, Thomas Splaine, Jr.: Internal promotions and role expansions within the company.

Results of Operations and Financial Condition On February 2, 2026, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the quarter and year ended December 31, 2025. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Entry into a Material Definitive Agreement On January 31, 2026, Columbia Financial, Inc., a Delaware corporation (the “ Company ”), entered into an Agreement and Plan of Merger (the “ Merger Agreement ”) with Columbia Financial, Inc., a newly-formed Maryland corporation (the “ Holding Company ”), Columbia Bank MHC, the parent mutual holding company of the Company (the “ MHC ”), and Northfield Bancorp, Inc., a Delaware corporation (“ Northfield ”). The Merger Agreement was unanimously approved…

Results of Operations and Financial Condition On October 20, 2025, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three and nine months ended September 30, 2025. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Other Events On September 5, 2025, Columbia Financial, Inc. (the "Company"), the holding Company for Columbia Bank, issued a press release announcing that the Company's Board of Directors has authorized a new stock repurchase program to acquire up to 1,800,000 shares, or approximately 1.7% of the Company's currently issued and outstanding common stock. The stock repurchase program was adopted following the receipt of a notice of non-objection from the Federal Reserve Bank of Philadelphia. The…

Senior Executive Vice President and Chief Operating Officer — Matthew Smith: Mr. Smith's last day of employment with the Company and the Bank will be October 5, 2025.

Results of Operations and Financial Condition On July 30, 2025, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three and six months ended June 30, 2025. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition On April 30, 2025, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three months ended March 31, 2025. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Results of Operations and Financial Condition On January 28, 2025, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the quarter and year ended December 31, 2024. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Senior Executive Vice President and Chief Operating Officer — Matthew Smith: Matthew Smith was hired as the new Senior Executive Vice President and Chief Operating Officer, succeeding E. Thomas Allen, Jr., who is retiring.

Results of Operations and Financial Condition On October 24, 2024, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three and nine months ended September 30, 2024. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Other Events On August 26, 2024, Columbia Financial, Inc. (Nasdaq: CLBK) (the “Company”), the mid-tier holding company for Columbia Bank and Freehold Bank, announced that Columbia Bank has received the requisite regulatory approval from the Office of the Comptroller of the Currency necessary to merge Freehold Bank with and into Columbia Bank. The transaction is expected to be completed on October 5, 2024, which is also the anticipated systems conversion date for the merger. The closing of the…

Results of Operations and Financial Condition On July 31, 2024, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three and six months ended June 30, 2024. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this

Senior Executive Vice President and Chief Operating Officer — E. Thomas Allen, Jr.: E. Thomas Allen, Jr. is retiring from his roles with a successor yet to be appointed.

Results of Operations and Financial Condition On April 30, 2024, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the three months ended March 31, 2024. The Company's press release is included as Exhibit 99.1 to this report. The information set forth in this