CNO Financial Group (CNO)
NYSEFinancialsInsurance - LifeSnapshot 2026-11-05
NYSEFinancialsInsurance - LifeSnapshot 2026-11-05
QuarterlyIQ Insights · CNO
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-05.
The screen ranks CNO against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Document News For Immediate Release CNO Financial Group Reports Third Quarter 2026 Results Carmel, Ind., October 29, 2026 - CNO Financial Group, Inc. (NYSE: CNO) today reported its third quarter 2026…
Stated in 3 of 4 supplied quarters. Management reported: “Document News For Immediate Release CNO Financial Group Reports Third Quarter 2026 Results Carmel, Ind., October 29, 2026 - CNO Financial Group, Inc. (NYSE: CNO) today reported its third quarter 2026 financial results: • Raising 2026 operating earnings per share (EPS) guidance with the midpoint up 9% from our prior guidance.” “Document News For Immediate Release CNO Financial Group Reports Second Quarter 2026 Results Carmel, Ind., July 30, 2026 - CNO Financial Group, Inc. (NYSE: CNO) today reported its second quarter 2026 financial results: • Strong execution and momentum continues; Raising 2026 operating earnings per share (EPS) guidance by 8% at the midpoint from our prior guidance.”
“Document News For Immediate Release CNO Financial Group Reports Third Quarter 2026 Results Carmel, Ind., October 29, 2026 - CNO Financial Group, Inc. (NYSE: CNO) today reported its third quarter 2026…”
“Document News For Immediate Release CNO Financial Group Reports Second Quarter 2026 Results Carmel, Ind., July 30, 2026 - CNO Financial Group, Inc. (NYSE: CNO) today reported its second quarter 2026…”
““With 15 consecutive quarters of sales growth, we’re pleased with the consistent results we’re generating as we continue to grow earnings, improve profitability and reinvest in the business.””
• Total new annualized premiums (NAP) (4) up 7%, extending our track record of insurance sales growth to 16 consecutive quarters.
Stated in 2 of 4 supplied quarters. Management reported: “• Total new annualized premiums (NAP) (4) up 7%, extending our track record of insurance sales growth to 16 consecutive quarters.” ““With 15 consecutive quarters of sales growth, we’re pleased with the consistent results we’re generating as we continue to grow earnings, improve profitability and reinvest in the business.””
We remain committed to driving sustained, profitable growth and creating long-term value for our shareholders.”
Stated in 2 of 4 supplied quarters. Management reported: “We remain committed to driving sustained, profitable growth and creating long-term value for our shareholders.”” “Disciplined execution will continue to drive our growth and create meaningful value for customers, associates and shareholders.””
“We remain committed to driving sustained, profitable growth and creating long-term value for our shareholders.””
Maintain insurance sales momentum and continue growing the producing agent counts in the Consumer and Worksite divisions.
Manage capital through debt levels, dividends, share repurchases and reinsurance transactions.
Over the trailing year it converted 2.78x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
8 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-05.
“• Total new annualized premiums (NAP) (4) up 7%, extending our track record of insurance sales growth to 16 consecutive quarters.”
““With 15 consecutive quarters of sales growth, we’re pleased with the consistent results we’re generating as we continue to grow earnings, improve profitability and reinvest in the business.””
“Disciplined execution will continue to drive our growth and create meaningful value for customers, associates and shareholders.””