CNO Financial Group (CNO)
NYSEFinancialsInsurance - LifeSnapshot 2026-11-04
$57.73+0.59%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - LifeSnapshot 2026-11-04
QuarterlyIQ Insights · CNO
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -3.4% |
| Our one-year growth estimate | diamond | -7.4% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 4.0 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 5 industry peers · Company calendar date is not available
CNO — earnings miss
Dated 2026-04-30
in this Current Report on Form 8-K (including Exhibits 99.1, 99.2 and 99.3) is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section. The information contained in this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exch…
Why it matters: More producing agents can support sales growth. A flat or falling count would break the recent trend.
Supportive ifCNO reports higher producing agent counts in both Consumer and Worksite than a year earlier.
Worry ifCNO reports no growth from a year earlier in producing agents in Consumer or Worksite.
Why it matters: CNO moved about $270 million of Colonial Penn reserves to its Bermuda affiliate. Later reports can show how this deal affects results.
Watch forCNO reports that the deal cut Colonial Penn reserves by about $270 million, with no new material charge.
Also watch forCNO reports a material charge, adverse reserve change, or a deal issue tied to this reinsurance transfer.
Why it matters: The annual review added $44.9 million to both net income and operating income in Q3. Results without such gains give a clearer test of earnings strength.
Worry ifNext quarter, operating income rises from a year earlier. Actuarial review items add less than $10 million.
Less concerning ifOperating income falls year over year, or review items add at least $44.9 million again.
Why it matters: CNO raised its 2026 operating EPS guidance twice. Meeting the new range would support its earnings growth story.
Supportive ifAt its next results, CNO reports 2026 operating EPS at or above the raised guidance range.
Worry ifCNO cuts its 2026 operating EPS guidance or reports results below the raised range.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$75 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $196 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,103 loss on $10,000 · 11.0% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.