ChoiceOne Financial Services, Inc. (COFS)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$36.77-2.23%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · COFS
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||
| Revenues | — | 227.6 | 139.1 | 113.9 | 89.1 | 64.6 | 55.7 | 32.5 | 24.5 | 22.0 | 20.3 | 19.4 | 19.0 | 19.0 | 20.2 | 21.5 |
| Total Revenues | — | 227.6 | 139.1 | 113.9 | 89.1 | 64.6 | 55.7 | 32.5 | 24.5 | 22.0 | 20.3 | 19.4 | 19.0 | 19.0 | 20.2 | 21.5 |
| Operating Expenses & Income | ||||||||||||||||
| Operating Income | — | — | — | 25.6 | 27.7 | 26.5 | 18.9 | 8.5 | 8.5 | 8.6 | 8.3 | 7.7 | 7.8 | 6.9 | 5.6 | 4.6 |
| Earnings from Continuing Operations | ||||||||||||||||
| Interest Expense | — | — | — | 33.1 | 7.7 | 4.0 | 4.6 | 4.7 | 2.5 | 1.5 | 1.0 | 1.0 | 1.2 | 1.4 | 2.5 | 3.6 |
| EBT, Incl. Unusual Items | 66.8 | 34.2 | 33.1 | 25.6 | 27.7 | 26.5 | 18.9 | 8.5 | 8.5 | 8.6 | 8.3 | 7.7 | 7.8 | 6.9 | 5.6 | 4.6 |
| Income Tax Expense | 12.1 | 6.0 | 6.4 | 4.3 | 4.0 | 4.5 | 3.3 | 1.3 | 1.2 | 2.4 | 2.2 | 1.9 | 2.1 | 1.8 | 1.3 | 1.1 |
| Net Income | ||||||||||||||||
| Net Income | 54.7 | 28.2 | 26.7 | 21.3 | 23.6 | 22.0 | 15.6 | 7.2 | 7.3 | 6.2 | 6.1 | 5.7 | 5.7 | 5.1 | 4.3 | 3.5 |
| Per Share | ||||||||||||||||
| Basic EPS | 3.66 | 2.02 | 3.27 | 2.82 | 3.15 | 2.87 | 2.08 | 1.58 | 2.03 | 1.70 | 1.68 | 1.67 | 1.73 | 1.55 | 1.29 | 1.07 |
| Diluted EPS | 3.65 | 2.01 | 3.25 | 2.82 | 3.15 | 2.86 | 2.07 | 1.58 | 2.02 | 1.70 | 1.68 | 1.66 | 1.72 | 1.54 | 1.29 | 1.07 |
| Dividend per Share | — | 1.13 | 1.09 | 1.05 | 1.01 | 0.94 | 0.82 | 1.40 | 0.71 | 0.64 | 0.62 | 0.63 | 0.59 | 0.54 | 0.50 | 0.48 |
| Basic Weighted Avg Shares | 15.0 | 13.9 | 8.2 | 7.5 | 7.5 | 7.7 | 7.5 | 4.5 | 3.6 | 3.6 | 3.6 | 3.5 | 3.3 | 3.3 | 3.3 | — |
| Diluted Weighted Avg Shares | 15.0 | 14.0 | 8.2 | 7.6 | 7.5 | 7.7 | 7.5 | 4.5 | 3.6 | 3.6 | 3.6 | 3.5 | 3.3 | 3.3 | 3.3 | — |
| Supplemental | ||||||||||||||||
| EBIT | — | — | — | 25.6 | 27.7 | 26.5 | 18.9 | 8.5 | 8.5 | 8.6 | 8.3 | 7.7 | 7.8 | 6.9 | 5.6 | 4.6 |
| Effective Tax Rate | 18.1% | — | — | 16.8% | 14.5% | 16.8% | 17.3% | 15.3% | 13.6% | 27.9% | 26.2% | 25.3% | 26.7% | 25.9% | 24.0% | 23.2% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.