Results of Operations and Financial Condition. On July 24, 2026, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On April 24, 2026, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On January 30, 2026, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On October 24, 2025, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On July 25, 2025, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Director — Steven T. Krause: Appointment of Steven T. Krause as a director to fill the vacancy left by Jack Hendon’s retirement.

Chairman and Director — Jack G. Hendon: Mr. Jack G. Hendon retired as Chairman and Director, with successors appointed.

Results of Operations and Financial Condition. On April 30, 2025, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Entry Into a Material Definitive Agreement. On July 25, 2024, ChoiceOne Financial Services, Inc. (the “Company”), ChoiceOne Bank, the Company’s wholly-owned subsidiary (the “Bank”), and D.A. Davidson & Co. (the “Underwriter”) entered into an Underwriting Agreement (the “Underwriting Agreement”), with respect to the issuance and sale (the “Offering”) of 1,200,000 shares of Company common stock, no par value per share (the “Firm Shares”). As part of the Offering, the Company also granted the Un…

Results of Operations and Financial Condition. On January 22, 2025, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On October 23, 2024, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Other Events. As previously disclosed, on July 25, 2024, ChoiceOne Financial Services, Inc. (the “Company”), ChoiceOne Bank, the Company’s wholly-owned subsidiary, and D.A. Davidson & Co. (the “Underwriter”) entered into an Underwriting Agreement (the “Underwriting Agreement”), with respect to the issuance and sale (the “Offering”) of 1,200,000 shares of Company common stock, no par value per share (the “Firm Shares”), and, at the Underwriter’s option, an additional 180,000 shares of Company…

Results of Operations and Financial Condition. On July 25, 2024, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Entry Into a Material Definitive Agreement. On July 25, 2024, ChoiceOne Financial Services, Inc. (the “Company”), ChoiceOne Bank, the Company’s wholly-owned subsidiary (the “Bank”), and D.A. Davidson & Co. (the “Underwriter”) entered into an Underwriting Agreement (the “Underwriting Agreement”), with respect to the issuance and sale (the “Offering”) of 1,200,000 shares of Company common stock, no par value per share (the “Firm Shares”). As part of the Offering, the Company also granted the Un…

Entry into a Material Definitive Agreement. On July 25, 2024, ChoiceOne Financial Services, Inc. (“ ChoiceOne ”) and Fentura Financial, Inc. (“ Fentura ”) entered into an Agreement and Plan of Merger (the “ Merger Agreement ”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth in the Merger Agreement, Fentura will be merged with and into ChoiceOne, with ChoiceOne continuing as the surviving corporation in the merger (the “ Merger ”). Subsequently, at a…

Results of Operations and Financial Condition. On April 24, 2024, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On January 24, 2024, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Results of Operations and Financial Condition. On October 25, 2023, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Director — David J. Churchill: Mr. Churchill retired due to the company's mandatory retirement requirement for Directors, and the board decided not to fill his vacancy.

Results of Operations and Financial Condition. On July 26, 2023, ChoiceOne Financial Services, Inc. issued the press release attached as Exhibit 99.1 to this Form 8-K, which is here incorporated by reference. This Report and the Exhibit are furnished to, and not filed with, the Commission.

Director — Nels W. Nyblad: Mr. Nels W. Nyblad retired from the Board of Directors due to a mandatory retirement requirement, and the board decided not to fill his vacancy.