Columbia Banking System (COLB)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$30.80+1.15%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · COLB
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $31 COLB trades at 1.2× p/b, below its 1.2× p/b peer median. Our $36 fair value sits above the price. It's a high-confidence read. Analysts target $31–$36. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $34.50 | — | — | Analyst | high |
| dcf fcff | 12M | $266.25 | — | — | Hist. CAGR | high |
| graham number | 12M | $43.23 | — | — | TTM | high |
| Peer P/B | 12M | $32.70 | 1.2 | 26.36 | TTM | high |
| Peer P/FCF | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Below average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$31.00 – $36.00 (median $34.50) · 6 analysts · as of 2026-09-01
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks cheaper than most peers in the same business.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $50.42 |
| 11.7 |
| 4.32 |
| TTM |
| high |
| Peer P/E | 12M | $34.88 | 10.9 | 3.20 | ntm analyst | high |
| Peer P/S | 12M | $33.50 | 3.2 | 10.60 | TTM | high |
| PEG | 12M | $19.15 | 6.1 | 3.15 | TTM | high |
| residual income | 12M | $29.07 | — | — | TTM | high |
| Own P/E history | 12M | $30.55 | 9.7 | 3.15 | TTM | high |
| triangulated | 12M | $39.46 | 11.9 | 3.30 | Triangulated | high |
| Peer P/B | 3Y | $49.73 | 1.2 | 40.09 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $76.69 | 11.7 | 6.57 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $32.16 | 10.9 | 2.95 | Analyst | medium |
| Peer P/S | 3Y | $27.90 | 3.2 | 8.83 | Analyst | medium |
| PEG | 3Y | $17.95 | 6.1 | 2.95 | Analyst | medium |
| Own P/E history | 3Y | $28.63 | 9.7 | 2.95 | Analyst | medium |
| Peer P/B | 5Y | $65.76 | 1.2 | 53.02 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $101.42 | 11.7 | 8.69 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $28.47 | 10.9 | 2.61 | Analyst | high |
| Peer P/S | 5Y | $24.70 | 3.2 | 7.82 | Analyst | high |
| PEG | 5Y | $15.89 | 6.1 | 2.61 | Analyst | high |
| Own P/E history | 5Y | $25.35 | 9.7 | 2.61 | Analyst | high |