Consumer Portfolio Services, Inc. (CPSS)
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
NASDAQFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · CPSS
Next print, the company's guidance track record, and the earnings events we've seen in the last few years.
Likelihood the company beats analyst consensus on its next print. Read from its own beat history plus how sector peers have been reporting. Not a price-direction call: a serial beater often has the beat already priced in.
Prints it beat consensus, recent quarters.
Indicative, not a guarantee. Base rate ~71%.
Industry peers that beat since this name last reported.
Management's most recent EPS guidance action.
expected = 0.35*own_median(3.2) + peer(0.2*5.3) + term(0.0) → 2.17% (capped ±15.0)
Calibrated likelihood the company misses analyst consensus on its next print, read from its own miss history plus its industry base rate. A fundamental tilt, not a price call — and a quiet watch-flag, not an alarm.
Elevated risk of a next-quarter earnings miss: this name is on a run of consecutive earnings misses and recently missed its own guidance. A fundamental tilt, not a price call.
Calibrated. Base rate ~24%.
Consecutive quarters it missed, most recent run.
How often this industry misses, baseline.
Industry peers that missed in the recent window.
Average absolute move on past earnings days.
Annualized: recent baseline volatility.
Of the last 1 guided quarters.
Actual vs. guided EPS, signed.
Excess return vs. sector ETF, day after print.
Provisional scorecard: fewer than 4 guided quarters in the corpus.
Earnings prints and pre-announcements detected in the SEC filing stream.
Results of Operations and Financial Condition. On August 4, 2026, the registrant announced its earnings for the three-month and six month periods ended June 30, 2026. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. Those wishing to participate can pre-register for the conference call at the following link https://…
Quarterly EPS and revenue actuals vs. consensus across the last eight quarters (including beat/miss size and the forward consensus heading into the next print) are on the way.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Results of Operations and Financial Condition. On May 5, 2026, the registrant announced its earnings for the three-month period ended March 31, 2026. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on May 6, 2026 at 1:00 p.m. ET to discuss its first quarter 2026 operating results. Those wishing to join the conference call can dial-in at (800) 715-9871 and enter passcode 8293043.
Results of Operations and Financial Condition. On March 10, 2026, the registrant announced its earnings for the three-month and twelve-month periods ended December 31, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Wednesday, March 11, 2026 at 1:00 p.m. ET to discuss its fourth-quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the follo…
Results of Operations and Financial Condition. On November 10, 2025, the registrant announced its earnings for the three-month and nine-month periods ended September 30, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on November 11, 2025 at 1:00 p.m. ET to discuss its third quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the following li…
Results of Operations and Financial Condition. On August 11, 2025, the registrant announced its earnings for the three-month and six-month periods ended June 30, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on August 12, 2025 at 1:00 p.m. ET to discuss its second quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the following link https:…
Results of Operations and Financial Condition. On May 12, 2025, the registrant announced its earnings for the three-month period ended March 31, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Tuesday, May 13, 2025 at 01:00 p.m. ET to discuss its first quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the following link https://register-…
Results of Operations and Financial Condition. On February 25, 2025, the registrant announced its earnings for the three-month and twelve-month periods ended December 31, 2024. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Wednesday, February 26, 2025 at 01:00 p.m. ET to discuss its fourth quarter 2024 operating results. Those wishing to participate can pre-register for the conference call at th…
Results of Operations and Financial Condition. On October 31, 2024, the registrant announced its earnings for the three-month and nine-month periods ended September 30, 2024. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Friday, November 1, 2024 at 01:00 p.m. ET to discuss its third quarter 2024 operating results. Those wishing to participate can pre-register for the conference call at the follo…
Results of Operations and Financial Condition. On July 30, 2024, the registrant announced its earnings for the three-month period ended June 30, 2024. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Wednesday, July 31, 2024 at 03:00 p.m. ET to discuss its second quarter 2024 operating results. Those wishing to participate can pre-register for the conference call at the following link https://regis…
Results of Operations and Financial Condition. On May 10, 2024, the registrant announced its earnings for the three-month period ended March 31, 2024. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Tuesday, May 14, 2024 at 01:00 p.m. ET to discuss its first quarter 2024 operating results. Those wishing to participate can pre-register for the conference call at the following link https://register.…
Results of Operations and Financial Condition. On March 15, 2024, the registrant announced its earnings for the year ended December 2023. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Monday, March 18, 2024 at 01:00 p.m. ET to discuss its 2023 operating results. Those wishing to participate can pre-register for the conference call at the following link https://register.vevent.com/register/BI280e…