Results of Operations and Financial Condition. On October 22, 2026, the registrant announced its earnings for the three-month and nine month periods ended September 30, 2026. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on October 26, 2026 at 1:00 p.m. ET to discuss its third quarter 2026 operating results. Those wishing to participate can pre-register for the conference call at the following link…

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Securitization of Receivables On October 21, 2026, the registrant Consumer Portfolio Services, Inc. (“CPS”) and its wholly owned subsidiary CPS Receivables Five LLC (“Subsidiary”) entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2026-…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Securitization of Receivables CPS, Subsidiary, the Trust and others on October 21, 2026, entered into a series of agreements that, among other things, created long-term obligations that are material to CPS, Subsidiary and the Trust. Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Rec…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information provided in response to

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Warehouse Credit Facility Amended On October 9, 2026, Consumer Portfolio Services, Inc. ("CPS" or the "Company") and its wholly-owned subsidiary Page Eleven Funding LLC (the “Borrower”) amended a revolving credit agreement (the "Credit Agreement") and related agreements with Capital One, N.A., and a Cl…

Results of Operations and Financial Condition. On August 4, 2026, the registrant announced its earnings for the three-month and six month periods ended June 30, 2026. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. Those wishing to participate can pre-register for the conference call at the following link https://…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Securitization of Receivables CPS, Subsidiary, the Trust and others on July 22, 2026, entered into a series of agreements that, among other things, created long-term obligations that are material to CPS, Subsidiary and the Trust. Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Receiv…

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Securitization of Receivables On July 22, 2026, the registrant Consumer Portfolio Services, Inc. (“CPS”) and its wholly owned subsidiary CPS Receivables Five LLC (“Subsidiary”) entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2026-C (…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information provided in response to

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Warehouse Credit Facility Amended and Renewed On July 9, 2026, Consumer Portfolio Services, Inc. ("CPS" or the "Company") and its wholly-owned subsidiary Page Eight Funding LLC (the “Borrower”) amended and renewed a revolving credit agreement (the "Credit Agreement") and related agreements, all of whic…

Results of Operations and Financial Condition. On May 5, 2026, the registrant announced its earnings for the three-month period ended March 31, 2026. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on May 6, 2026 at 1:00 p.m. ET to discuss its first quarter 2026 operating results. Those wishing to join the conference call can dial-in at (800) 715-9871 and enter passcode 8293043.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Securitization of Receivables CPS, Subsidiary, the Trust and others on April 22, 2026, entered into a series of agreements that, among other things, created long-term obligations that are material to CPS, Subsidiary and the Trust. Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Recei…

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Securitization of Receivables On April 22, 2026, the registrant Consumer Portfolio Services, Inc. (“CPS”) and its wholly owned subsidiary CPS Receivables Five LLC (“Subsidiary”) entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2026-B…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information provided in response to

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Warehouse Credit Facility Amended On April 3, 2026, Consumer Portfolio Services, Inc. ("CPS" or the "Company") and its wholly-owned subsidiary Page Eleven Funding LLC (the “Borrower”) amended a revolving credit agreement (the "Credit Agreement") and related agreements with Capital One, N.A., and a Clas…

The filing details the non-equity incentive plan compensation for named executive officers, which is a routine disclosure.

Results of Operations and Financial Condition. On March 10, 2026, the registrant announced its earnings for the three-month and twelve-month periods ended December 31, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on Wednesday, March 11, 2026 at 1:00 p.m. ET to discuss its fourth-quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the follo…

Director — Scott W. Carnahan: Scott W. Carnahan was appointed as a director to fill the vacancy left by William B. Roberts' resignation.

Director — William B. Roberts: Mr. Roberts resigned as a director of the Company without any dispute or disagreement.

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Securitization of Receivables CPS, Subsidiary, the Trust and others on January 27, 2026, entered into a series of agreements that, among other things, created long-term obligations that are material to CPS, Subsidiary and the Trust. Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Rec…

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Securitization of Receivables On January 27, 2026, the registrant Consumer Portfolio Services, Inc. ("CPS") and its wholly owned subsidiary CPS Receivables Five LLC ("Subsidiary") entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2026-…

The filing is about the approval of a new equity incentive plan and related documents, not a management change.

Results of Operations and Financial Condition. On November 10, 2025, the registrant announced its earnings for the three-month and nine-month periods ended September 30, 2025. A copy of the announcement is attached as an exhibit to this report. As noted in the announcement, the registrant will hold a conference call on November 11, 2025 at 1:00 p.m. ET to discuss its third quarter 2025 operating results. Those wishing to participate can pre-register for the conference call at the following li…

The registrant disclaims any implication that the agreements relating to the transactions described in this report are other than agreements entered into in the ordinary course of its business. Securitization of Receivables On October 23, 2025, the registrant Consumer Portfolio Services, Inc. ("CPS") and its wholly owned subsidiary CPS Receivables Five LLC ("Subsidiary") entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2025-…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Securitization of Receivables CPS, Subsidiary, the Trust and others on October 23, 2025, entered into a series of agreements that, among other things, created long-term obligations that are material to CPS, Subsidiary and the Trust. Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Rec…