Citizens & Northern Corp. (CZNC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$26.11+1.08%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CZNC
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | ||||||||||||||||
| Revenues | 157.2 | 139.2 | 128.1 | 113.5 | 92.6 | 84.5 | 77.2 | 64.8 | 50.3 | 45.9 | 44.1 | 44.5 | 46.0 | 48.9 | 56.6 | 61.3 |
| Total Revenues | 157.2 | 139.2 | 128.1 | 113.5 | 92.6 | 84.5 | 77.2 | 64.8 | 50.3 | 45.9 | 44.1 | 44.5 | 46.0 | 48.9 | 56.6 | 61.3 |
| Operating Expenses & Income | ||||||||||||||||
| Operating Income | — | — | — | 30.5 | 32.4 | 37.7 | 23.2 | 23.4 | 26.3 | 20.6 | 21.1 | 21.8 | 22.8 | 24.8 | 31.1 | 32.1 |
| Earnings from Continuing Operations | ||||||||||||||||
| Interest Expense | — | — | — | 33.1 | 9.5 | 6.6 | 9.6 | 10.3 | 4.6 | 3.9 | 3.7 | 4.6 | 5.1 | 5.8 | 9.0 | 13.6 |
| Asset Writedown | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.1 | 0.4 |
| EBT, Incl. Unusual Items | 31.2 | 28.6 | 31.9 | 30.5 | 32.4 | 37.7 | 23.2 | 23.4 | 26.3 | 20.6 | 21.1 | 21.8 | 22.8 | 24.8 | 31.1 | 32.1 |
| Income Tax Expense | 5.8 | 5.2 | 5.9 | 6.3 | 5.7 | 7.1 | 4.0 | 3.9 | 4.3 | 7.2 | 5.3 | 5.3 | 5.7 | 6.2 | — | — |
| Net Income | ||||||||||||||||
| Net Income | 25.3 | 23.4 | 26.0 | 24.1 | 26.6 | 30.6 | 19.2 | 19.5 | 22.0 | 13.4 | 15.8 | 16.5 | 17.1 | 18.6 | 22.7 | 23.4 |
| Per Share | ||||||||||||||||
| Basic EPS | 1.43 | 1.46 | 1.69 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | 1.79 | 1.10 | 1.30 | 1.35 | 1.38 | 1.51 | 1.86 | — |
| Diluted EPS | — | — | 1.69 | 1.57 | 1.71 | 1.92 | 1.30 | 1.46 | 1.79 | 1.10 | 1.30 | 1.35 | 1.38 | 1.50 | 1.85 | — |
| Dividend per Share | — | — | — | — | — | — | — | — | — | — | — | — | — | — | 0.84 | 0.58 |
| Basic Weighted Avg Shares | 17.8 | 15.9 | 15.3 | 15.2 | 15.5 | 15.8 | 14.7 | 13.3 | 12.2 | 12.1 | 12.0 | 12.1 | 12.4 | 12.4 | 12.2 | — |
| Diluted Weighted Avg Shares | — | — | 15.3 | 15.2 | 15.5 | 15.8 | 14.7 | 13.3 | 12.3 | 12.2 | 12.1 | 12.2 | 12.4 | 12.4 | 12.3 | — |
| Supplemental | ||||||||||||||||
| EBITDA | — | — | — | 32.6 | 34.7 | 39.8 | 25.2 | 25.2 | 28.0 | — | — | — | — | — | — | — |
| EBIT | — | — | — | 30.5 | 32.4 | 37.7 | 23.2 | 23.4 | 26.3 | 20.6 | 21.1 | 21.8 | 22.8 | 24.8 | 31.1 | 32.1 |
| Effective Tax Rate | 18.7% | — | — | 20.8% | 17.7% | 18.9% | 17.2% | 16.7% | 16.2% | 34.8% | 25.3% | 24.5% | 25.0% | 25.0% | — | — |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.