Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and six month periods ended June 30, 2026. On July 23, 2026, the Company issued a press release titled “C&N Declares Dividend and Second Quarter 2026 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​

Executive Vice President and Chief Lending Officer – Commercial — Ms. Kelley Cwiklinski: Ms. Cwiklinski tendered her notice of retirement to be effective at the close of business on July 10, 2026.

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three month period ended March 31, 2026. On April 29, 2026, the Company issued a press release titled “C&N Announces First Quarter 2026 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​

Other Events ​ On April 23, 2026, Citizens & Northern Corporation’s Board of Directors declared a regular quarterly cash dividend of $0.28 per share. The dividend is payable on May 15, 2026 to shareholders of record as of May 4, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99 and incorporated by reference herein. ​ ​ ​ ​ ​ Inan ​

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the quarter and year ended December 31, 2025. On January 28, 2026, the Company issued a press release titled “C&N Announces Fourth Quarter and Year End 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​

Other Events ​ On January 22, 2026, Citizens & Northern Corporation’s Board of Directors declared a regular quarterly cash dividend of $0.28 per share. The dividend is payable on February 13, 2026 to shareholders of record as of February 2, 2026. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99 and incorporated by reference herein. ​ ​ ​ ​ ​ Inan ​

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and nine months ended September 30, 2025. On October 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99 to this Current Report on Form 8-K and is incorporated herein by reference. ​ ​

Director — Susan E. Hartley: Susan E. Hartley retired as a director due to health matters.

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three and six months ended June 30, 2025. On July 24, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financi…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three months ended March 31, 2025. On April 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2025 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial info…

Entry Into A Material Definitive Agreement ​ On April 23, 2025, Citizens & Northern Corporation (“ C&N ”) entered into an Agreement and Plan of Merger (the “ Merger Agreement ”) with Susquehanna Community Financial, Inc., a Pennsylvania corporation (“SQCF”). Pursuant to the terms and conditions set forth in the Merger Agreement, SQCF will merge with and into C&N, with C&N surviving (the “ Merger ”), and Susquehanna Community Bank, the wholly owned subsidiary of SQCF, will merge with and into…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2024. On January 23, 2025, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial inform…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-months period ended September 30, 2024. On October 17, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplement…

J. Bradley Scovill: The filing describes a compensatory arrangement for the CEO, not a management change.

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-months periods ended June 30, 2024. On July 18, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Second Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, una…

Entry Into A Material Definitive Agreement ​ In order to ensure a cooperative, effective and efficient leadership transition upon the intended retirement of current President and Chief Executive Officer J. Bradley Scovill (the “CEO”) in 2027, on May 22, 2024, the Board of Directors of Citizens & Northern Corporation (the “Company”) and Mr. Scovill entered into an amendment and restatement of the Employment Agreement, dated as of March 2, 2015, as previously amended (the “Agreement”) between t…

Changes in Registrant’s Certifying Accountant. On May 10, 2024, Citizens & Northern Corporation (the "Company"), after review and recommendation of the Company's Audit Committee, appointed Crowe LLP ("Crowe") as the Company's new independent registered public accounting firm for and with respect to the year ending December 31, 2024, and dismissed Baker Tilly US, LLP (“Baker Tilly”). The Company’s formal engagement of Crowe remains subject to the completion of Crowe’s standard client acceptanc…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three months ended March 31, 2024. On April 25, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2024 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial info…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the year ended December 31, 2023. On January 18, 2024, the Company issued a press release titled “C&N Declares Dividend and Announces Fourth Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financial inform…

shall not be deemed to be filed for purposes of the Securities Exchange Act of 1934. ​ Safe Harbor Statement: This report contains forward-looking statements. C&N intends such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Reform Act of 1995. Forward-looking statements, which are not historical facts, are based on certain assumptions and describe future plans, business objectives and expectations, and a…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and nine-month periods ended September 30, 2023. On October 19, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces Third Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplement…

Other Events ​ On September 25, 2023, Citizens & Northern Corporation (the “Company”) issued a press release announcing that the Company’s Board of Directors approved a new treasury stock repurchase program. Announcement of a new treasury stock repurchase program follows the recent completion of a treasury stock repurchase plan authorized by the Board of Directors in April 2016 and amended in February 2021. Under the newly approved treasury stock repurchase program, the Company is authorized…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month and six-month periods ended June 30, 2023. On July 20, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaud…

Regulation FD Disclosure ​ On July 11, 2023, Citizens & Northern Corporation (the “Company”) issued a press release announcing that the Company had completed its previously approved treasury stock repurchase program by repurchasing a total of 1,000,000 shares over the course of approximately 24 months, which was the maximum amount authorized for repurchase under the program. All shares of common stock repurchased pursuant to the program are held as treasury shares and are available for use an…

Results of Operations and Financial Condition ​ Citizens & Northern Corporation (the “Company”) announced unaudited, consolidated financial results for the three-month period ended March 31, 2023. On April 20, 2023, the Company issued a press release titled “C&N Declares Dividend and Announces First Quarter 2023 Unaudited Financial Results,” a copy of which is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. Supplemental, unaudited financia…