Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
Dime Community Bancshares, Inc. (DCOM)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$42.41-3.02%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
4.32 → 4.38 EPS · FY ending Dec 31, 2027 · 4 analysts
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 4 to 4; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for DCOM yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
4 published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
branch network growth | A supporting condition in Dime Community Bancshares, Inc.'s published investment case. The stated target is execute planned branch openings in key markets. | Intact | no new branch openings or market share gains in key areas | 1 new branch opened (Williamsburg) vs target of planned openings News reports DCOM moved into a Williamsburg branch, reinforcing growth plans and market share expansion. Nov 4, 2026Last status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
This is a regional banking growth and execution story, with some sensitivity to interest rates and sector conditions. The multi-year view is on watch: recent signals improved, but financial performance remains weak relative to its industry cohort.
The valuation evidence is mixed: DCOM is marked cheap versus peers, yet the overall priced-in tag is stretched. The expectations gap is 0.15, and fragility is low, so the evidence points to elevated expectations without a clear sign of concentrated fragility.
Near term, management has reported growth in revenue and business loans, a higher net interest margin, and a lower efficiency ratio year over year. These results support its growth, repricing, and efficiency priorities, though the efficiency priority is rated mixed and recent financial performance remains weak; the next guidance update is a key risk.
The multi-year thesis hinges on continued loan repricing, growth, and better operating efficiency. Near term, guidance cuts or Federal Reserve rate cuts would weigh on the setup, while continued strong results and higher guidance from sector peers could support sector momentum.
Over the next one to three years, DCOM’s execution evidence is improving, but weak relative performance and a stretched priced-in signal leave the thesis on watch. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| Profit per share is expected to rise to $4.35 next year. |
| Intact |
| dividend cut below $0.25 per share |
Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
earnings per share | Profit per share is expected to rise to $4.35 next year. | Broken | EPS falls below $3.37 in FY26 or fails to reach $4.35 in FY27 | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
total revenue growth | A primary condition in Dime Community Bancshares, Inc.'s published investment case. The stated target is >=0% YoY revenue growth. | Improving | YoY revenue growth falls below 0% next year | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$4.31 → $4.38 · observed estimates
$0.58B → $0.60B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $4.31 | $576,210,800 | 4 / 4 |
| 2026-07-25 | $4.30 | $574,529,800 | 5 / 5 |
| 2026-07-26 | $4.29 | $574,019,600 | 4 / 4 |
| 2026-07-27 | $4.30 | $574,529,800 | 5 / 5 |
| 2026-07-28 | $4.30 | $574,529,800 | 5 / 5 |
| 2026-07-29 | $4.29 | $574,019,600 | 4 / 4 |
| 2026-07-30 | $4.32 | $573,721,800 | 5 / 5 |
| 2026-07-31 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-01 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-02 | $4.32 | $573,721,800 | 5 / 5 |
| 2026-08-03 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-04 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-05 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-06 | $4.32 | $573,721,800 | 5 / 5 |
| 2026-08-07 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-08 | $4.35 | $573,727,250 | 5 / 4 |
| 2026-08-09 | $4.35 | $571,981,800 | 5 / 5 |
| 2026-08-10 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-11 | $4.35 | $571,981,800 | 5 / 5 |
| 2026-08-12 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-13 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-14 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-15 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-16 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-17 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-18 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-19 | $4.31 | $573,211,560 | 4 / 4 |
| 2026-08-20 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-21 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-22 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-23 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-24 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-25 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-26 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-27 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-28 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-29 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-30 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-08-31 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-01 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-02 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-03 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-04 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-05 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-06 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-07 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-08 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-09 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-10 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-11 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-12 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-13 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-14 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-15 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-16 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-17 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-18 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-19 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-20 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-21 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-22 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-23 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-24 | $4.34 | $571,471,560 | 4 / 4 |
| 2026-09-25 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-09-26 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-09-27 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-09-28 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-09-29 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-09-30 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-10-01 | $4.32 | $571,691,560 | 4 / 4 |
| 2026-10-02 | $4.32 | $571,245,800 | 4 / 4 |
| 2026-10-03 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-04 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-05 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-06 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-07 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-08 | $4.32 | $571,251,800 | 4 / 4 |
| 2026-10-09 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-10 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-11 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-12 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-13 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-14 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-15 | $4.31 | $571,251,800 | 4 / 3 |
| 2026-10-16 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-17 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-18 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-19 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-20 | $4.31 | $571,251,800 | 4 / 4 |
| 2026-10-21 | $4.35 | $575,941,600 | 4 / 4 |
| 2026-10-22 | $4.33 | $590,703,800 | 4 / 4 |
| 2026-10-23 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-24 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-25 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-26 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-27 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-28 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-29 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-30 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-10-31 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-11-01 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-11-02 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-11-03 | $4.38 | $600,903,800 | 4 / 4 |
| 2026-11-04 | $4.38 | $600,903,800 | 4 / 4 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 4 Buy / Strong Buy · 1 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 2 recorded
1 raises · 0 cuts · 0 unchanged · 1 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 4 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.