Euronet Worldwide (EEFT)
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-09-04
NASDAQFinancialsSoftware - InfrastructureSnapshot 2026-09-04
QuarterlyIQ Insights · EEFT
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks EEFT against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 4 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Deliver full-year adjusted earnings per share growth of 10% to 15% year-over-year, maintaining double-digit earnings growth.
Stated as a priority in 4 of last 4 quarters. Adjusted EPS grew from $2.56 in 2025-Q2 to $2.82 in 2026-Q2 (+10%), consistent with management's reiterated 10% to 15% growth outlook for 2026. The trajectory is delivering on the stated earnings growth target.
“We remain confident in our ability to deliver our full-year adjusted earnings per share growth outlook of 10% to 15%.”
“We remain focused on sustaining momentum and delivering solid results throughout 2026 with adjusted EPS growth targets.”
“We are confident we will deliver another year of double-digit adjusted earnings growth in the range of 10% -15% in 2026.”
“The Company reiterates its 2026 adjusted EPS growth of 10% to 15% year-over-year.”
Grow digital revenue streams and increase digital transaction volumes across segments including Money Transfer and Dandelion platform.
Stated in 3 of last 4 quarters. Digital revenue from accelerators grew 31% in 2026-Q2, digital transactions in Money Transfer rose 42% in 2026-Q1 and 32% in 2025-Q3. Management's focus on digital expansion shows delivering momentum in digital revenue and transactions.
Grow merchant acquiring business and payments infrastructure through acquisitions and network expansion.
Stated in 3 of last 4 quarters. Installed ATMs grew 1% to 57,814 in 2026-Q2, 2,300 new merchants added in 2026-Q1, and agreement to acquire CrediaBank's merchant acquiring business adding 20,000 merchants expected in 2026-H2. Management is delivering expansion in payments infrastructure and merchant acquiring.
Continue disciplined capital allocation with share repurchases and managing net debt.
Stated in 2 of last 4 quarters. Management repurchased $100 million in 2026-Q1 and $50 million in 2026-Q2, demonstrating ongoing disciplined capital allocation. Net debt increased modestly due to share repurchases and working capital, indicating active capital management.
Sustain positive cash flow from operating activities to support business and investments.
Stated in 6 of last 6 quarters. Cash from operating activities was positive in 5 of 6 quarters, ranging from $1.7 million in 2025-Q1 to $197.3 million in 2025-Q3, with one negative quarter in 2026-Q1 (-$122 million). Overall, management maintains focus on positive cash flow with mostly delivering results.
Over the trailing year it converted -0.42x of net income into operating cash flow.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
7 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.
“Revenue from digital accelerators increased 31% year over year and represented 26% of second quarter revenues.”
“Grew Money Transfer digital revenue and transactions by 42% and 35% year-over-year respectively.”
“Money Transfer segment digital transactions increased 32% year-over-year.”
“CoreCard agreement signed and network expansion with installed ATMs increasing 1%.”
“Signed agreement to acquire CrediaBank's merchant acquiring business adding 20,000 merchants.”
“Added 2,300 new merchants during the quarter to Euronet Merchant Services.”
“Repurchased $50 million of common stock during the quarter.”
“Repurchased $100 million of common stock during the quarter.”
“Cash from operating activities was $148 million.”
“Cash from operating activities was negative $122 million.”
“Cash from operating activities was $178 million.”
“Cash from operating activities was $197 million.”
“Cash from operating activities was $183 million.”
“Cash from operating activities was $1.7 million.”