Everest Group (EG)
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-09-04
$380.87-1.39%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-09-04
QuarterlyIQ Insights · EG
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -17.9% |
| Our one-year growth estimate | diamond | -10.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.0 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 3 industry peers
EG — General Counsel transition
Dated 2026-03-16
Executive Vice President and General Counsel — Ricardo Anzaldua: Mr. Anzaldua's departure as Executive Vice President and General Counsel involves a significant payment and transition agreement.
Why it matters: More capital return shows that management cares about shareholders. It also shows they trust cash flow.
Supportive ifCapital return is over $400 million in Q3. This includes share buybacks and dividends.
Worry ifCapital return falls below $300 million in Q3.
Why it matters: More underwriting income shows good risk management and more money made.
Supportive ifUnderwriting income in Q3 is over $300 million.
Worry ifUnderwriting income in Q3 falls below $250 million.
Why it matters: Steady growth in this segment shows successful expansion and better profits.
Supportive ifGross written premiums in Global Wholesale & Specialty grow more than 5% in Q3.
Worry ifGross written premiums in Global Wholesale & Specialty decline or grow less than 1% in Q3.
Why it matters: Faster capital return can boost shareholder value and show strong financial health.
Supportive ifManagement announces a big rise in share buybacks or dividends in Q2.
Worry ifManagement shows a slowdown or pause in capital return plans.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$94 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $228 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,643 loss on $10,000 · 16.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Ongoing share buybacks show a commitment to giving back to shareholders. It builds confidence in finances.
Supportive ifShare repurchases exceed $300 million in Q3.
Worry ifShare repurchases fall below $200 million in Q3.
Why it matters: A high ROE shows strong financial results and good management of capital.
Supportive ifNet income ROE remains above 16.8% in Q2 2026.
Worry ifNet income ROE drops below 16.8% in Q2 2026.
Why it matters: A better combined ratio means stronger underwriting skills. This leads to more profit.
Supportive ifCombined ratio for Q2 2026 remains below 91.2%.
Worry ifIf the combined ratio goes over 91.2%, it shows a drop in underwriting skills.
Why it matters: Completing this sale shows Everest's focus on main work and new plans.
Supportive ifAnnouncement of the sale closing in the second half of 2026.
Worry ifDelay in closing the sale beyond the second half of 2026.
Why it matters: Better combined ratios mean stronger underwriting. This leads to making more money.
Supportive ifCombined ratio for Core businesses drops below 90% in Q3.
Worry ifCombined ratio for Core businesses stays above 90% in Q3.
Why it matters: Stability in this area is key for overall revenue and shows market health.
Watch forGross written premiums in Reinsurance Treaty show no decline or increase in Q2.
Also watch forGross written premiums in Reinsurance Treaty decline further from the Q1 decrease of 8.5%.
Why it matters: If it drops more than 7%, the reinsurance market faces problems. This could hurt future profits.
Worry ifQ3 gross written premiums from Core businesses down more than 7% year over year.
Less concerning ifGross written premiums from Core businesses stabilize or grow year over year.
Why it matters: A drop below $500 million may show weaker investment performance. This can hurt overall profits.
Worry ifQ3 net investment income drops below $500 million.
Less concerning ifNet investment income remains above $500 million in Q3.