Eagle Bancorp Inc (EGBN)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$33.61-2.30%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · EGBN
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -21.3% |
| Our one-year growth estimate | diamond | -41.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 20.1 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
EGBN — CEO transition
Dated 2026-09-14
CEO — Stephen R. Curley: The filing discloses the appointment of Stephen R. Curley as President and CEO, with his board appointment being a concurrent administrative step rather than a departure.
Why it matters: Total deposits fell 1.8% in Q3, even as commercial deposits grew year over year. Another drop would add pressure to funding.
Worry ifQuarter-end deposits fall below $8.0 billion. Q3 ended at $8.0 billion.
Less concerning ifQuarter-end deposits stay at or above $8.0 billion. Commercial deposits keep growing year over year.
Why it matters: NPAs rose to $166 million in Q3, mainly from one loan. A further rise would show that asset cleanup remains hard.
Worry ifAt the next quarter-end, NPAs exceed $166 million, or NPAs exceed 1.75% of total assets.
Less concerning ifNPAs fall below $166 million and below 1.75% of total assets.
Why it matters: Q3 charge-offs fell sharply after heavy loan sales and payoffs. A rise would show more credit losses are still coming through.
Worry ifNet charge-offs for Q4, at an annual rate, exceed 0.25%.
Less concerning ifAnnualized quarterly net charge-offs stay at or below 0.25% in Q4.
Why it matters: Substandard and special mention loans fell to $648.4 million in Q3. Another drop would support progress in resolving problem loans.
Supportive ifSubstandard and special mention loans, including loans held for sale, fall below $648.4 million next quarter.
Worry ifThose loans rise above $648.4 million next quarter.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$107 on $10,000 · ±1.1% | How much price usually moves either way. |
| Bad day | $255 loss on $10,000 · 2.6% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,381 loss on $10,000 · 13.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Q3 PPNR fell from $29.1 million as costs rose and income slipped. A rebound would show stronger core earnings before loan losses.
Supportive ifQ4 PPNR exceeds $23.8 million, the Q3 level.
Worry ifQ4 PPNR stays at or below $23.8 million.