Employers Holdings, Inc. (EIG)
NYSEFinancialsInsurance - SpecialtySnapshot 2026-09-04
$49.65-0.48%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - SpecialtySnapshot 2026-09-04
QuarterlyIQ Insights · EIG
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 5 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $50 EIG trades at 1.1× p/b, below its 1.7× p/b peer median, but our blended $11 fair value sits well below the price. It's a high-confidence read. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Peer P/B | 12M | $80.71 | 1.7 | 46.96 | TTM | high |
| Peer P/FCF | 12M | $7.19 | 6.8 | 1.06 | TTM | high |
| Peer P/E | 12M | $11.06 | 14.0 | 0.79 | TTM | high |
| Peer P/S | 12M | $65.41 | 1.4 | 45.80 | TTM | high |
| triangulated | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Flags: expensive valuation, weak execution quality. Capped at elevated by the Mania regime.
For similar setups historically (n=2,301): about 43% saw a 20%+ drawdown, and roughly 77% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks more expensive than peers.
Self-history needs ~20 months of data.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $10.86 |
| 14.0 |
| 0.78 |
| Triangulated |
| high |
| Peer P/B | 3Y | $72.83 | 1.7 | 42.37 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $62.54 | 14.0 | 4.46 | Hist. CAGR(prov.) | medium |
| Peer P/S | 3Y | $64.62 | 1.4 | 45.24 | Hist. CAGR(prov.) | medium |
| Peer P/B | 5Y | $68.01 | 1.7 | 39.57 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $62.03 | 14.0 | 4.43 | Hist. CAGR(prov.) | medium |
| Peer P/S | 5Y | $64.09 | 1.4 | 44.87 | Hist. CAGR(prov.) | medium |