Enova International, Inc. (ENVA)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$230.58-1.11%
Close 2026-09-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · ENVA
Income statement, balance sheet, and cash flow — annual and quarterly history, as reported.
Figures in millions of USD, except per-share and ratios.
| TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenues | |||||||||||||
| Revenues | 3,446.1 | 3,151.7 | 2,657.8 | 2,117.6 | 1,736.1 | 1,207.9 | 1,083.7 | 1,174.8 | 972.6 | 728.9 | 745.6 | 652.6 | 809.8 |
| Total Revenues | 3,446.1 | 3,151.7 | 2,657.8 | 2,117.6 | 1,736.1 | 1,207.9 | 1,083.7 | 1,174.8 | 972.6 | 728.9 | 745.6 | 652.6 | 809.8 |
| Cost of Revenues | — | — | — | — | — | — | — | 602.9 | 503.4 | 353.5 | 328.0 | 216.9 | 266.8 |
| Gross Profit | 2,059.6 | 1,830.2 | 1,529.4 | 1,229.9 | 1,117.6 | 1,024.3 | 684.2 | 571.9 | 469.2 | 375.4 | 417.6 | 435.7 | 543.1 |
| Operating Expenses & Income | |||||||||||||
| Operating Income | 827.7 | 739.4 | 584.8 | 422.1 | 384.0 | 413.1 | 357.8 | 248.2 | 175.5 | 116.2 | 121.5 | 124.4 | 215.0 |
| Earnings from Continuing Operations | |||||||||||||
| Interest Expense | 367.8 | 339.3 | 290.4 | 194.8 | 115.9 | 76.5 | 86.7 | — | — | — | — | — | 38.5 |
| EBT, Incl. Unusual Items | 461.9 | 401.0 | 271.1 | 227.2 | 272.6 | 337.2 | 435.4 | 170.1 | 68.9 | 19.7 | 57.4 | 70.5 | 176.5 |
| Income Tax Expense | 106.5 | 92.6 | 61.7 | 52.1 | 65.2 | 80.1 | 57.2 | 42.1 | 5.3 | 2.1 | 22.8 | 26.5 | 64.8 |
| Earnings from Continuing Operations | — | — | — | 175.1 | 207.4 | 257.1 | 378.2 | — | — | — | — | — | — |
| Net Income | |||||||||||||
| Minority Interest | — | — | 209.4 | — | — | 0.8 | 0.1 | — | — | — | — | — | — |
| Net Income | 355.5 | 308.4 | 209.4 | 175.1 | 207.4 | 256.3 | 377.8 | 36.6 | 70.1 | 29.2 | 34.6 | 44.0 | 111.7 |
| Per Share | |||||||||||||
| Basic EPS | 14.29 | 12.25 | 7.78 | 5.71 | 6.42 | 7.05 | 11.85 | 1.09 | 2.06 | 0.87 | 1.04 | 1.33 | 3.38 |
| Diluted EPS | 13.53 | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 | 11.70 | 1.06 | 1.99 | 0.86 | 1.03 | 1.33 | 3.38 |
| Revenue per Share | 131.16 | — | — | — | — | — | — | — | — | — | — | — | — |
| Basic Weighted Avg Shares | 24.9 | 25.2 | 26.9 | 30.7 | 32.3 | 36.4 | 31.9 | 33.7 | 34.0 | 33.5 | 33.2 | 33.0 | 33.0 |
| Diluted Weighted Avg Shares | 26.3 | 26.8 | 28.2 | 31.9 | 33.5 | 37.7 | 32.3 | 34.4 | 35.2 | 34.1 | 33.5 | 33.0 | 33.0 |
| Supplemental | |||||||||||||
| EBITDA | — | 781.3 | 625.0 | 460.3 | 420.9 | 448.4 | 377.5 | 263.3 | 189.7 | 129.5 | 137.0 | 142.8 | 233.7 |
| EBIT | 827.7 | 739.4 | 584.8 | 422.1 | 384.0 | 413.1 | 357.8 | 248.2 | 175.5 | 116.2 | 121.5 | 124.4 | 215.0 |
| Effective Tax Rate | 23.0% | — | — | 22.9% | 23.9% | 23.8% | 13.1% | 24.7% | 7.7% | 10.5% | 39.8% | 37.6% | 36.7% |
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.