East West Bancorp (EWBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$129.04-3.74%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · EWBC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 6.0% |
| Our one-year growth estimate | diamond | -17.0% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 23.1 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
EWBC — director transition
Dated 2025-12-02
Director — Peter Babej: The filing discloses the appointment of a new independent director to the board, which is a routine governance event and not a departure of a senior executive.
Why it matters: Tangible book value fell from $64.06 to $62.55 in Q3, mainly as the value of debt securities changed. A recovery would reverse that decline.
Supportive ifThe next report shows tangible book value per share above $64.06.
Worry ifThe next report shows tangible book value per share at or below $62.55.
Why it matters: Net interest margin rose to 3.49% in Q3 from 3.43% in Q2. A further rise would support the recent growth in net interest income.
Supportive ifThe next report shows net interest margin above 3.49%.
Worry ifThe next report shows net interest margin at or below 3.43%.
Why it matters: Loan and deposit growth has helped drive record results. Another quarter of growth would support management's plan to build customer ties.
Supportive ifIn 2026-Q4, loans exceed $59.7 billion and deposits exceed $71.5 billion.
Worry ifIn 2026-Q4, loans fall below $59.0 billion or deposits fall below $70.1 billion.
Why it matters: Management says credit quality remains resilient, but it added to its loan loss allowance. Higher losses would test that view.
Worry ifThe next report shows net charge-offs above $22 million, or above 0.15% of average loans.
Less concerning ifThe next report shows net charge-offs of $22 million or less and a nonperforming asset ratio of 0.29% or less.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$82 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $204 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,571 loss on $10,000 · 15.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The company has kept its $0.80 quarterly dividend, but made no share repurchases in Q2 or Q3. A new repurchase would show capital returns are broader than the dividend.
Supportive ifA filing or earnings release reports a share repurchase made after September 30, 2026.
Worry ifThe next quarterly report shows no repurchases. It still lists at least $117 million in unused authorization.