Results of Operations and Financial Condition On August 5, 2026, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended June 30, 2026. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) and…

Other Events On January 5, 2026, EZCORP, Inc. (“EZCORP”) announced the acquisition of a controlling interest in Founders One, LLC (“Founders”) and its subsidiaries, including Simple Management Group, Inc. (“SMG”). SMG, through its wholly-owned subsidiaries, owns and operates 107 pawn stores in the U.S. and 11 additional countries. That transaction was completed on January 2, 2026. Following the January 2026 transaction, on May 14, 2026, EZCORP purchased the remaining 12.3% of membership inter…

Results of Operations and Financial Condition On May 6, 2026, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended March 31, 2026. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) and a…

Results of Operations and Financial Condition On February 4, 2026, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended December 31, 2025. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency…

Regulation FD Disclosure On January 5, 2026, EZCORP, Inc. issued a press release announcing the acquisition of a controlling interest in Founders One, LLC, expanding its footprint by 105 pawn stores across 12 countries. A copy of that press release is furnished as Exhibit 99.1 to this Current Report.

Results of Operations and Financial Condition On November 13, 2025, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the full year and quarter ended September 30, 2025. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“c…

Results of Operations and Financial Condition On July 30, 2025, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended June 30, 2025. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) and…

Regulation FD Disclosure On June 18, 2025, EZCORP, Inc. issued a press release announcing the acquisition of 40 pawn stores in Mexico operating as Monte Providencia and Tu Empeño Efectivo. A copy of that press release is furnished as Exhibit 99.1 to this Current Report.

Regulation FD Disclosure On May 1, 2025, the Company announced the retirement of its 2.375% Convertible Senior Notes Due 2025 in accordance with their terms. Holders converted approximately $97 million in principal amount of the 2025 Notes into approximately 6.1 million shares of EZCORP Class A Common Stock. The Company repaid the remaining principal balance of the notes in cash of approximately $6.4 million, together with payments of interest and payments of cash in lieu of fractional shares…

Results of Operations and Financial Condition On April 28, 2025, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended March 31, 2025. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) an…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information required by

Entry into a Material Definitive Agreement On March 28, 2025, EZCORP, Inc. (the “Company”) issued $300,000,000 aggregate principal amount of the Company’s 7.375% senior notes due 2032 (the “Notes”), pursuant to an indenture, dated March 28, 2025 (the “Indenture”), by and among the Company, certain of the Company’s wholly owned domestic subsidiaries and Truist Bank, as trustee (the “Trustee”) in a private placement, solely to persons reasonably believed to be qualified institutional buyers pur…

Other Events On March 24, 2025, EZCORP, Inc. (the “Company”) issued a press release announcing that it has priced the private offering by the Company of $300,000,000 aggregate principal amount of senior notes due 2032 (the “Notes Offering”), which Notes Offering is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). The notes are being offered and sold only to persons reasonably believed to be qualified institutional buyers pursuant to R…

Other Events On March 24, 2025, EZCORP, Inc. (the “Company”) issued a press release announcing its intention to offer $300,000,000 aggregate principal amount of senior notes due 2032 (the “Notes”) in a private offering that is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). The Notes are to be offered and sold only to persons reasonably believed to be qualified institutional buyers pursuant to Rule 144A under the Securities Act or ou…

Results of Operations and Financial Condition On February 5, 2025, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended December 31, 2024. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency…

Chief Accounting Officer — Michael Croney: The filing announces the appointment of an external candidate as Chief Accounting Officer, which is a significant management addition but not a departure.

Results of Operations and Financial Condition On November 13, 2024, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the full year and quarter ended September 30, 2024. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“c…

Results of Operations and Financial Condition On July 31, 2024, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended June 30, 2024. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) and…

Results of Operations and Financial Condition On May 1, 2024, EZCORP, Inc. (“EZCORP”) issued a press release announcing its results of operations and financial condition for the quarter ended March 31, 2024. A copy of that press release is attached as Exhibit 99.1. In addition to the financial information prepared in conformity with U.S. generally accepted accounting principles (“GAAP”), we provide certain other non-GAAP financial information on a constant currency (“constant currency”) and a…