FB Financial Corp. (FBK)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · FBK
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 11 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $57 FBK trades at 1.5× p/b, in line with its 1.2× p/b peer median — but our blended $50 fair value sits below the price. It's a high-confidence read. Even valued only for durable growth at sustainable margins, it's worth about $63 — above today's price, so the premium reflects that growth case, not pure multiple expansion. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| dcf fcfe | 12M | $29.55 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $22.86 | — | — | Hist. CAGR | high |
| graham number | 12M | $61.52 | — | — | TTM | high |
| Peer P/B | 12M | $46.47 | 1.2 | 37.46 | TTM | high |
| Peer P/FCF | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 25% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Only weak execution quality — not the full expensive x weak x turbulent stack. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Roughly priced in line with peers.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $43.94 |
| 11.7 |
| 3.77 |
| TTM |
| high |
| Peer P/E | 12M | $54.38 | 10.9 | 4.99 | ntm analyst | high |
| Peer P/S | 12M | $56.67 | 3.2 | 17.93 | TTM | high |
| PEG | 12M | $91.73 | 20.4 | 4.49 | TTM | high |
| residual income | 12M | $41.48 | — | — | TTM | high |
| Own P/E history | 12M | $58.51 | 13.0 | 4.49 | TTM | high |
| triangulated | 12M | $54.74 | 11.9 | 4.58 | Triangulated | high |
| Peer P/B | 3Y | $64.88 | 1.2 | 52.31 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $24.61 | 11.7 | 2.11 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $50.93 | 10.9 | 4.68 | Analyst | medium |
| Peer P/S | 3Y | $36.37 | 3.2 | 11.51 | Analyst | medium |
| PEG | 3Y | $95.52 | 20.4 | 4.68 | Analyst | medium |
| Own P/E history | 3Y | $60.93 | 13.0 | 4.68 | Analyst | medium |
| Peer P/B | 5Y | $81.04 | 1.2 | 65.34 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 5Y | $16.72 | 11.7 | 1.43 | Hist. CAGR(prov.) | medium |
| Peer P/E | 5Y | $37.90 | 10.9 | 3.48 | Analyst | medium |
| Peer P/S | 5Y | $27.07 | 3.2 | 8.56 | Analyst | medium |
| PEG | 5Y | $71.08 | 20.4 | 3.48 | Analyst | medium |
| Own P/E history | 5Y | $45.34 | 13.0 | 3.48 | Analyst | medium |