Results of Operations and Financial Condition. On July 22, 2026, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended June 30, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financial…

Chief Financial Officer — Said Ortiz: Orlando Berges retired and entered into a consulting agreement, while Said Ortiz was appointed as the new Executive Vice President and Chief Financial Officer.

Approval of a new incentive plan with no impact on current management.

Results of Operations and Financial Condition. On April 22, 2026, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended March 31, 2026. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financia…

Chief Financial Officer (CFO) — Orlando Berges: Mr. Orlando Berges is retiring as CFO, and Mr. Said Ortiz has been appointed to succeed him.

Results of Operations and Financial Condition. On January 27, 2026, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its fin…

Results of Operations and Financial Condition. On October 23, 2025, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its fi…

Results of Operations and Financial Condition. On July 22, 2025, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financial…

COO — Donald Kafka: The COO is retiring as part of a planned strategic reorganization with a named internal successor (Juan Carlos Pavía) taking over the role.

Mr. Pancham: The filing discloses a consulting agreement for advisory services, which is a compensatory arrangement rather than a change in executive management or board composition.

Results of Operations and Financial Condition. On April 24, 2025, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended March 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financia…

CEO — Aurelio Alemán: The filing discloses routine annual compensation adjustments for the CEO, not a change in personnel or management structure.

Executive Vice President — Cassan Pancham: The filing announces a planned retirement of an EVP as part of a strategic succession plan, accompanied by an internal promotion, indicating an orderly transition rather than a sudden loss of leadership.

Results of Operations and Financial Condition. On January 23, 2025, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended December 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its fin…

Results of Operations and Financial Condition. On October 23, 2024, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended September 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its fi…

Results of Operations and Financial Condition. On July 23, 2024, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended June 30, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financial…

Results of Operations and Financial Condition. On April 23, 2024, First BanCorp. (the “Corporation”), the bank holding company for FirstBank Puerto Rico (“FirstBank” or the “Bank”), issued a press release announcing its unaudited results of operations for the quarter ended March 31, 2024. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated herein by reference. A copy of the presentation that the Corporation will use at its conference call to discuss its financia…

The filing discloses routine annual compensation adjustments for named executive officers, not a change in management personnel.