Results of Operations and Financial Condition. On July 23, 2026, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended June 30, 2026. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Results of Operations and Financial Condition. On April 23, 2026, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended March 31, 2026. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Other Events. On March 3, 2026, First Citizens BancShares, Inc. (the “Company”) issued and sold $500,000,000 aggregate principal amount of its 4.869% Fixed-to-Floating Rate Senior Notes due 2032 (the “Notes”) in a public offering pursuant to a registration statement on Form S-3 (File No. 333-281553) (the “Registration Statement”) filed with the Securities and Exchange Commission (the “Commission”) on August 14, 2024, as supplemented by a prospectus supplement dated February 25, 2026 (the “Pro…

Material Modification to Rights of Security Holders. On February 3, 2026, First Citizens BancShares, Inc., a Delaware corporation (the “Company”), filed a certificate of designation (the “Certificate of Designation”) with the Secretary of State of the State of Delaware, establishing the rights, preferences, privileges, qualifications, restrictions and limitations of a new series of its preferred stock designated as the “6.625% Non-Cumulative Perpetual Preferred Stock, Series E”, par value $0.…

Results of Operations and Financial Condition. On January 23, 2026, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended December 31, 2025. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Chief Risk Officer — Lorie K. Rupp: Lorie K. Rupp is retiring and Tom Eklund is expected to succeed her as Chief Risk Officer.

Material Modification to Rights of Security Holders. On November 14, 2025, First Citizens BancShares, Inc., a Delaware corporation (the “Company”), filed a certificate of designation (the “Certificate of Designation”) with the Secretary of State of the State of Delaware, establishing the rights, preferences, privileges, qualifications, restrictions and limitations of a new series of its preferred stock designated as the “7.000% Non-Cumulative Perpetual Preferred Stock, Series D”, par value $0…

Results of Operations and Financial Condition. On October 23, 2025, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended September 30, 2025. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Other Events. On September 5, 2025, First Citizens BancShares, Inc. (the “Company”) issued and sold $600,000,000 aggregate principal amount of its 5.600% Fixed Rate Reset Subordinated Notes due 2035 (the “Notes”) in a public offering pursuant to a registration statement on Form S-3 (File No. 333-281553) (the “Registration Statement”) filed with the Securities and Exchange Commission (the “Commission”) on August 14, 2024, as supplemented by a prospectus supplement dated September 2, 2025 (the…

Other Events. On July 25, 2025, BancShares announced that its Board of Directors (the “Board”) had authorized a share repurchase program (the “2025 SRP”), which will allow BancShares to repurchase shares of its Class A common stock in an aggregate amount up to $4.0 billion through 2026. Repurchases of BancShares’ Class A common stock under the 2025 SRP may commence upon completion of BancShares’ share repurchase program announced on July 25, 2024 (the “2024 SRP”). Under the 2025 SRP, shares o…

Results of Operations and Financial Condition. On July 25, 2025, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended June 30, 2025. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Director — Diane Morais: Ms. Morais was appointed to the Board of Directors and will serve as a member of the Risk Committee and Technology Committee.

Results of Operations and Financial Condition. On April 24, 2025, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended March 31, 2025. Copies of BancShares’ press release and financial supplement containing this information are included with this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Termination of a Material Definitive Agreement. On April 7, 2025, First-Citizens Bank & Trust Company (“FCB”), a North Carolina chartered commercial bank and direct, wholly owned subsidiary of First Citizens BancShares, Inc. (“BancShares”), entered into a Termination Agreement (the “Termination Agreement”) with the Federal Deposit Insurance Corporation (the “FDIC”) to provide for the early termination of the commercial shared-loss agreement (the “Shared-Loss Agreement”) executed by and betwee…

Other Events. On March 12, 2025, First Citizens BancShares, Inc. (the “Company”) issued and sold $500,000,000 aggregate principal amount of its 5.231% Fixed-to-Floating Rate Senior Notes due 2031 (the “Senior Notes”) and $750,000,000 aggregate principal amount of its 6.254% Fixed-to-Fixed Rate Subordinated Notes due 2040 (the “Subordinated Notes” and, together with the Senior Notes, the “Notes”) in a public offering pursuant to a registration statement on Form S-3 (File No. 333-281553) (the “…

Results of Operations and Financial Condition. On January 24, 2025, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended December 31, 2024. Copies of BancShares’ press release and financial supplement containing this information are attached to this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Director — Matt Snow: Appointment of Matt Snow to the Board and his roles in committees.

Results of Operations and Financial Condition. On October 24, 2024, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended September 30, 2024. Copies of BancShares’ press release and financial supplement containing this information are attached to this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Results of Operations and Financial Condition. On July 25, 2024, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended June 30, 2024. Copies of BancShares’ press release and financial supplement containing this information are attached to this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and are incorporated into this

Other Events. On July 25, 2024, BancShares announced that its Board of Directors (the “Board”) had authorized a share repurchase program, which will allow BancShares to repurchase shares of its Class A common stock in an aggregate amount up to $3.5 billion through 2025. Under the newly authorized share repurchase program, shares of BancShares’ Class A common stock may be purchased from time to time on the open market or in privately negotiated transactions, including through a Rule 10b5-1 pla…

Results of Operations and Financial Condition. On April 25, 2024, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended March 31, 2024. A copy of BancShares’ press release and financial supplement containing this information is attached to this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and is incorporated herein by reference. The press release and financial supplement are available on BancShare…

Results of Operations and Financial Condition. On January 26, 2024, First Citizens BancShares, Inc. (“BancShares”) announced its results of operations for the quarter ended December 31, 2023. A copy of BancShares’ press release and financial supplement containing this information is attached to this Current Report on Form 8-K (this “Report”) as Exhibit 99.1 and Exhibit 99.3, respectively, and is incorporated herein by reference. The press release and financial supplement are available on Banc…

Chief Information & Operations Officer — Gregory L. Smith: Gregory L. Smith was hired as the Chief Information & Operations Officer from an external company.

Chief Information & Operations Officer — Gregory L. Smith: Gregory L. Smith was appointed as Chief Information & Operations Officer.

Director — David G. Leitch: David G. Leitch was appointed to the Board of Directors and will serve as a member of the Audit Committee and the Compensation, Nominations and Governance Committee.